The Head C.S.C Iffco Tokio v. Mohd. Rafeek and Ors.
Case brief
What is this about?
Insurance company's MFA (MV-I) No.200922/2020 (NC: 2025:KHC-K:2771), High Court of Karnataka, Kalaburagi Bench, dismissed at admission on 02.06.2025 (Ravi V Hosmani, J.). Tribunal award of Rs.87,200/- (11.09.2019, MVC 1032/2016, II Addl Senior Civil Judge & MACT Kalaburagi) to labourer claimant Mohd. Rafeek injured in 23.02.2016 goods-auto (KA-32/A-0370) accident upheld; facts and quantum undisputed. Defences rejected: absence of valid driving licence — no charge-sheet allegation and insurer produced no RTO evidence or notices to owner; unauthorized passenger — goods vehicle seating capacity of two means the non-driver occupant would be a covered employee, insurer failed to prove otherwise. Driver charge-sheeted under Sections 279 and 338 IPC read with Section 187 M.V.Act. Deposit transmitted to Tribunal; balance within eight weeks. Keywords: burden of proof on insurer, driving licence defence, unauthorised passenger in goods carrier, employee passenger, S.173(1) MV Act appeal.