Jotiba S/O Kedarlingappa v. Shivappa S/O Thimmappa
Motor Vehicles Act, 1988 – S.173(1) – Enhancement and insurer's liability
Case brief
What is this about?
MFA Nos.100385 & 100386 of 2017 (MV-I), High Court of Karnataka, Dharwad Bench (B. Muralidhara Pai, J.), decided 17.10.2025. Enhancement appeals by claimants Jotiba and Kedarlingapa arising out of 13.04.2015 auto-rickshaw accident (vehicle KA.15 6838) against award dated 01.10.2016 of Addl. Senior Civil Judge & AMACT, Ranebennur. Key issues: insurer's liability where driver holds LMV licence but no transport/passenger auto-rickshaw endorsement (Mukund Dewangan (2016) 4 SCC 298 applied; breach-of-policy-conditions plea rejected); joint and several liability of owner and insurer (United India Insurance Co. Ltd.); global enhancement of Rs.10,000/- each for simple injuries; deposit with 6% p.a. interest within two months. Keywords: S.173(1) MV Act; valid and effective driving licence; LMV 3-wheeler (NT); transport vehicle; policy condition breach; compensation enhancement; modified award.