3.2 On service of notice, respondent No.1-Insurance Company filed the written statement denying the claim of the claimant and sought for dismissal of the claim petition on the ground that the driver of Safari vehicle did not have a valid and effective Driving Licence as on the date of occurrence of accident, there by committed breach of terms and conditions of policy of the insurance. Respondent No.2, in turn, filed written statement and pleaded that the driver of the vehicle was driving cautiously and due to the negligence of the claimant herself, the injuries were caused to her and that respondent No.1 had issued policy, which was in force as on the date of occurrence of accident, there by the liability, if any, will have to be indemnified by respondent No.1. Hence, sought for dismissal of the claim petition.