III. Model: AUDI 6 bearing Engine No. DLHA02787, Chassis No. WAU ZAPF23PY000458 Virtual registration certificate of Vehicles at S. No. I & II and Tax Invoice details of Vehicle at S. No. III filed on 07.03.2026 vide diary no. 3975. As per Affidavit of Sh. Deepak Sharda, Authorised Officer filed on 07.03.2026, vehicle at S. No. III is not registered. Documents executed: -Partnership deed dated 02.06.2021, which is Annexure A2 to this OA; Authorization & declaration, which is Annexure A3 to this OA; and Statement of accounts with certificate, which are Annexures A10, A11 & A12 to this OA; Legal notice dated 14.05.2025, which is Annexure A13 to this OA with Original postal receipts, which are Annexures A14 to A18 to this OA. 5. The loan accounts became irregular and were classified as NPA and after adjusting debit and credit entries in loan accounts, there was a debit of Rs.1,65,58,385.66, which is recoverable and the defendants were served recall notices, but they did not repay the outstanding amount, therefore, the applicant requested to accept the application and to issue Recovery Certificate accordingly. 6. The defendants were served notices to appear before this Tribunal but no one appeared on behalf of defendants and they were proceeded ex-parte vide order dated 01.01.2026. 7. In support of the OA, affidavit of Mr. Rajendra Prasad, authorized representativ e, HDFC Bank Ltd, has been filed. 8. Heard ex-parte arguments and perused record. 9. It was argued by learned counsel through video conferencing that in view of the documentary evidence brought on record which had gone unrebutted, the applicant had proved its case. From the perusal of all the Annexures A1 to A18 to this OA, it is proved that the defendants approached applicant for availing of the loan facilities, which were granted to them and for that they executed all the relevant documents in favour of the bank. The defendants failed to pay back the loans as per