The Debt Recovery Tribunal allowed the applicant bank's original application for recovery of a personal loan of Rs.26,36,837.60 plus interest, noting the defendant's absence and the uncontradicted documentary evidence submitted by the bank.
Directed payment of Rs.26,36,837.60 plus interest at 18% per annum and issuance of a recovery certificate within 30 days.
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O.A. No. 716 of 2023
Debts Recovery Tribunal-I, Delhi A th 41. floor, Jeevan Tara Building, Parliament Street, New Delhi
Presiding Officer: Shri Govind Ballabh Sharma
O.A. No.716 of 2023
HDFC Bank Ltd.
Plot No.31, Najafgarh Road Industrial Area Tower A, 1st Floor, Shivaji Marg, Moti Nagar, New Delhi-110015
Applicant
Versus
Ms Priyanka Mishra Flat No.30B, Pocket D, SFS Flat Mayur Vihar Phase III, East Delhi-110096
Also at: Ms Priyanka Mishra Parasnath Polyagro First Floor, GD Colony, Mayur Vihar Phase III, Delhi-110096
Defendant
Present: Ms. Shreya Pathak, Counsel for the applicant bank
Date of Reserve: 20.05.2026
Date of Pronouncement: 06.06.2026
FINAL ORDER
This original application has been filed by the applicant bank on 26.08.2023 through Ms. Swathi Vajjhala, authorized representative of the applicant bank under Section 19 of Recovery of Debts and Bankruptcy Act, 1993 against the defendant for recovery of a sum of Rs.26,36,837.60 (Rupees Twenty Six Lacs Thirty Six Thousand Eight Hundred Thirty Seven and paisa Sixty only) as on 08.08.2023 along with
O.A. No. 716 of 2023
pendentelite and future interest @18% per annum with monthly rests from date of filing this application till its realization along with costs.
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O.A. No. 716 of 2023
ORDER
I, allow this OA and direct the defendant to pay to the applicant bank, within a period of 30 days, a sum of Rs.26,36,837.60 (Rupees Twenty Six Lacs Thirty Six Thousand Eight Hundred Thirty Seven and paisa Sixty only) as on 08.08.2023 together with pendentelite and future interest @18.00% per annum from the date of filing this application till the date of realization and costs; failing which the aforesaid
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O.A. No. 716 of 2023
amount shall be recovered from sale of movable and immovable properties of the defendant.
(II) The recovery certificate be issued forthwith and be sent to the Recovery Officer, Debt Recovery Tribunal-I, Delhi.
(III) Parties are directed to appear before the Recovery Officer, DRT I, Delhi on 05.08.2026.
(IV) Copies of final order as well as Recovery Certificate be sent to all concerned free of cost.
--- -7�(161-6 (GOVIND BALLABH SHARMA) PRESIDING OFFICER DRT-I, DELHI
(Dictated and pronounced in open court) Dated: 06.06.2026
1 issue framed by the court
Whether the applicant bank's claim for recovery of loan dues remains valid in the absence of a written statement by the defendant.
1 provisions across 1 enactments
HDFC Bank Ltd.
Govind Ballabh Sharma
As recorded by the court registry
Judgements on the same questions, provisions and authorities, from every court
