Documents executed: Common Agreement and Guarantee Agreement, both dated 18.03.2011, which are Annexure A3 and A4 to this OA; Letter of Creation of EMT dated 19.03.2011, which is Annexure A5 to this OA; Supplemental Agreement, Common Agreement, Guarantee Agreement and Letter of Continuity, all dated 14.03.2013, which are Annexure A7 to A10 to this OA; Linkage Agreement dated 22.09.2022, which is Annexure A13 to this OA; Balance and Security Confirmation Letters dated 30.09.2014, 27.09.2016, 31.08.2018, 11.02.2020, 10.08.2022 and 23.04.2024, which are Annexure A14 to A19 to this OA; Legal Notice dated 30.11.2024, which is Annexure A20 to this OA and Statement of Account, which is Annexure A21 to this OA. 5. The loan account became irregular and was classified as NPA and after adjusting debit and credit entries in the loan account there was a debit of Rs. 31,82,083.83, which is recoverable and the defendants were served recall notice but they did not repay the outstanding amount, therefore, the applicant requested to accept the application and to issue Recovery Certificate accordingly. 6. The defendants were served summons to appear before this Tribunal but no one appeared on behalf of defendants and they were proceeded ex-parte vide order dated 20.05.2026. 7. In support of the OA, affidavit of Sh. Debabrata Padhan, Senior Manager , Punjab National Bank, has been filed. 8. Heard ex-parte arguments and perused record. 9. It was argued by learned proxy counsel that in view of the documentary evidence brought on record which had gone unrebutted, the applicant had proved its case. From the perusal of all the Annexure A1 to A21 to this OA, it is proved that the defendant no. 1 through its Proprietor defendant no.
