Allowed

Hdfc Bank v. Mahammad Rahamadh Ali

DRT15 Sept 2026OA/484/2026

Case brief

AI extract

What is this about?

In this original application, HDFC Bank Ltd. sought recovery of Rs. 20,04,105.74 towards a loan with future interest from Mahammad Rahamadh Ali. The respondent appeared ex-parte after summons via publication. The Presiding Officer, relying on the Evidence Affidavit and marked documents, held the defendant liable. The application was allowed with directions to pay the sum, interest, and costs, and to issue a recovery certificate.

What did the court decide?

Recovery of Rs. 20,04,105.74 with future interest @10.25% p.a. simple; directions for costs and issuance of Recovery Certificate.

Hdfc Bank versus Mahammad Rahamadh Ali — DRT (2026) — LawSathi Research

¶1

IN THE DEBTS RECOVERY TRIBUNAL-II AT HYDERABAD DATED THIS THE 15TH DAY OF SEPTEMBER,²⁰²⁶

¶2

PRESENT: SH. RAIVIESHWAR KOTHE, B.COM.,^{L.LB. (HONS.), M.A.} PRESIDING OFFICER

¶3

Original Application No: 484 OF 2026

¶4

HDFC Bank Ltd., # 1-10-60/3, 3'd Floor, Suryodaya Complex Opp Shoppers Stop, Begumpet,^{Hyderabad- 500 016'} Rep. by lts Legal Manager.

¶5

.Applicant

¶6

Versus

¶7

Mahammad Rahamadh Ali, S/o.^{Yusuf Ali} Age 30 Years. Occ: Pvt. Service,^{EWS 701} Street 11, 3d Phase,^{BalanagarMandal} KPHB Colony, Hyderabad,^{Tela nga na-500072.}

¶8

Also at:-

¶9

Mahammad Rahamadh^Ali C/o. State Street Corporate^Services Mum Gate No.8,3'd^{Floor, Salaprpuria} Sattva, Knowledge City,^{High-Tech City} Hyderabad, Telangana - 500081.

¶10

,Defendant

¶11

Counsel for the Applicant^{: M/s' LotusLaw Associates} Defendants : Ex-Parte

¶12

:: CLLqEL ::

¶13

The Applicant Bank^{filed the presentOA for the recovery of a sum of} Rs.20,04,1O5.74ps from the^{defendant with futureinterest} @10.25%^{p.a. compoundedmonthlyrestsfrom 10'02'2026till the} date of reatisation^{atong with} ,oty/rryrt">\

¶14

oA.No.484/2026

¶15

¶16

Summon served on sole defendant through paper publication and was set ex-parte on 11.09.2026 as called absent and no representation.

¶17

The Applicant Bank examined Adithya A S, Legal Manager as AW-1

¶18

and marked 05 documents through her as Ex. A.1 to Ex. A.05.

¶19

Heard the Ld. Counsel for the Applicant Bank and perused the material placed on record.

¶20

The point that arises for consideration is:-

¶21

Whether the Applicant Bank is enti ed for the claim made in the OA against the Defendant?

¶22

As stated supra, the Defendant remained ex-parte. The Evidence Affidavit coupled with the recitals in the documents viz., Exs. A.1 to A.05 marked on behalf of the Applicant Bank clinches the ctaim of the Applicant Bank against the Defendant. Hence, I hold that the Defendant is liable to pay the OA claim to the Applicant Bank with future interest and costs.

¶23

In the result, the present Original Application No.4g412026 is allowed as under: -

¶24

i) The Defendant is liabte to pay to the Applicant Bank a sum of Rs.20,04,105.74ps with future interest @10.25olo p.a. simple, from the date of application till the date of realization;

¶25

ii) the applicant bank is also entifled to proceed against the person and properties of the defendant for realization of its dues; (/'*u /*tg-,^,t-A^'-

¶26

OA.No.484/2026

¶27

iii) the applicant bank ls entitled for the costs.

¶28

The Applicant Bank is directed to file Cost Memo within 2 weeks from the date of receipt of this Order.

¶29

Issue Recovery Certificate accordingly.

¶30

Communicate a copy of this order to the^parties concerned. (Dictated to the steno., transcribed by him, corrected, Signed and pro by me in the open court on this the 15rh day ofSeptember, 2025).

¶31

(RAMESHWAR KOTHE) PRESIDING OFFICER

¶32

oA 484/26 '15.09.2026 Mr. pb Sainath rao representing lla counsel for applicant submitted exparte arguments. Orders will be passed during course. 19.09.2026 Orders Pronounced, vide separate sheets. In the result OA.No.484/2026 is allowed with costs. Issue Recovery Certificate accordingly.

Hdfc Bank v. Mahammad Rahamadh Ali

Case brief

What is this about?

What did the court decide?

Hdfc Bank v. Mahammad Rahamadh Ali

Case brief

What is this about?

What did the court decide?

What the court decided

A compact analysis

Issues for consideration

Parties & counsel

Coram

Case details

Similar cases

Yes Bank versus Gaddya Ashok Kumar

Gattamaneni Vijay Srinath versus Union Bank of India

Sriniwaas Kota versus Bank of India

Sri Ayyanna Konidala versus Union Bank of India

Yes Bank versus Prem Raj Mathew

Canara Bank versus Vishnupriya