Allowed

Idbi Bank Ltd. v. Mrs. Himabindu Mullapudi

DRT24 Mar 2026OA/48/2026

Case brief

AI extract

What is this about?

The DRT-II at Hyderabad allowed an Original Application filed by IDBI Bank for the recovery of ₹1,92,32,335/- comprising home and insurance loans from the defendants jointly and severally. With respondents being ex-parte, the court held the evidentiary documents clinched the claim.

What did the court decide?

Defendants jointly and severally liable to pay Rs.1,92,32,335/- with interest; OA secured by mortgaged property; bank entitled to costs and recovery certificate.

Idbi Bank Ltd. versus Mrs. Himabindu Mullapudi — DRT (2026) — LawSathi Research

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. IN THE DEBTS RECOVERY TRIBUNAL-II AT HYDERABAD

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DATED THIS THE 24J11 DAY OF N4ARCH, 2026

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PRESENT: SH. RAIYESHWAR KOTHE, B.Com., L.LB. (HoNs.), M.A. PRESIDING OFFICER

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ORIGINAL APPLICATION No: 48 OF 2026

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IDBI BanK Ltd., Jubilee Hills Branch, Hyderabad. Rep. by its Authorized Signatory.

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.....Applicant.

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Versus

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M rs. Himabindu Mullapudi

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D/o. Mr. Natraj Mullapudi, Aged lvlajor

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Occ: Pvt. Employee, R/o.IIBST Georges Close Sheffield, 53 7HJ United Kingdom GPA Holder, Mr.Ravi Teja Mullapudi Rlo. 36-A-44-37, Nehru Nagar Mogalrajapur, Vijayawada, AP - 520010.

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Also at:-

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Plot No.386 & 387, S.No.277 to 285 Lalanguda, H/o.Rampally Village Nagaram, Keesara Mandal, Medchal Malkajgiri District - 501301.

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Also at:-

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L 397, Saharpura Sindri Dhanbad Nagar NR Blossoms Hospital, Vijayawada-520010.

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Mr. Ravi Teja Mullapudi, S/o.Mr.Natraj lYullapudi, Aged Major, Occ: Pvt Employee R/o. 36-A-44-37, Nehru Nagar l,4ogalrajapur, Vijayawada, AP - 520010.

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Also at:-

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Plot No.386 & 387, S.No.277 to 285 Lalanguda, H/o.Rampally Village Nagaram, Keesara Mandal, Medchal Malkajgiri District - 501301. ..,,r

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"^Derendants 0Y"*

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oA.NO.48/2026

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Counsel for the Applicant

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: M/s. Trivikram Chitturu

Defenda nts

: Ex-parte

:: ORDER ::

The Applicant Bank filed the present OA for the recovery a total sum of Rs.1,92,32,335/- i.e., a sum of Rs.,90,37 ,970/ - towards Home Loan and a sum of Rs.1,94,365/- towards Insurance Loan from the defendants jointly and severally with future lnterest @9.05o/o p.a. plus penal interest @2olo p.a. with monthly rests from the date of application till the date of realization along with costs and in default for sale of OA schedule property.

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Summons served on D1 and 2. They were set ex-parte on 72.03.2026 as called absent and no representauon.

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The Applicant Bank examined Vishal R lvlutalikdesai, Legal Manager, as AW-1 and marked 15 documents through him as Ex. A.1 to Ex. A.15.

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Heard the Ld. Counsel for the Applicant Bank.^perused the material placed on record.

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The point that arises for consideration is:-

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Whether the Applicant Bank is entitled for the claim made in the OA against the Defendants and OA schedule property?

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As stated supra, the Defendants remained ex-parte. The Evidence Affidavit coupted with the recitals in the documents /dY<**

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oA.NO.48/2026

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viz., Exs. A.1 to A.15 marked on behalf of the Applicant Bank clinches the claim of the Applicant Bank against the Defendants. Hence, I hold that the Defendants are jointly and severally liable to pay the OA claim to the Applicant Bank with future interest and costs.

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In the result, the present Original Application No.48/2026 is allowed as under: -

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i) The Defendants are jointly and severally liable to pay to the Applicant Bank a total sum of Rs.1,92,32,335/- i.€., a sum of Rs.1,90,37,970l- towards Home Loan and a sum of Rs.1,94,365/- towards Insurance Loan; with future interest @9.05o/o p.a. simple from the date of application till the date of realization;

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ii) the OA claim is secured by way of mortgage of property described in the schedule annexed to the OA and the applicant bank is entitled to proceed against the same to realise its debt;

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iii ) the applicant bank is also entitled to proceed against the person and properties of defendants for realization of its dues;

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iv) the applicant bank is entitled for the costs.

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B. The Applicant Bank is directed to file Cost Memo within 2 weeks from the dare of receipt of this order. Mr"

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oA.NO.48/2026

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9. Issue Recovery Ceftificate accordingly'

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Communicate a copy of^{this order to the parties concerned.} (Dictated to the steno, corrected, signed and^pronounced by^{mein the open court on} this the 24th Day of March,^2026).

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flry-'' (RAMESHWAR KOTHE) PRESIDING OFFICER

Idbi Bank Ltd. v. Mrs. Himabindu Mullapudi

Case brief

What is this about?

What did the court decide?

Idbi Bank Ltd. v. Mrs. Himabindu Mullapudi

Case brief

What is this about?

What did the court decide?

What the court decided

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Issues for consideration

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