Punjab Gramin Bank v. Sh. Gurdeep Singh

DRT10 Sept 2026OA/477/2024

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From the record, as published by the registry

PUNJAB GRAMIN BANK versus SH. GURDEEP SINGH

P.o delivered 6,005 reported orders in 2026.

Filed as

Final Order2026

Punjab Gramin Bank versus Sh. Gurdeep Singh — DRT (2026) — LawSathi Research

¶15

defendant. Despite repeated requests, defendant did not make the repayment. Hence, this application.
3. On 04.04.2024, summons was sent to the defendant by registered
post, which was duly served. However, defendant did not put in appearance. Vide order dated 14.08.2025, he proceeded was_ex parte_.
4. In order to prove its case, the Bank has placed on record the
affidavit of Mr. Daler Singh, Authorised Officer along with the loan and security documents and marked them as Exhibit A-1 to A-8.
5. I have perused the evidence on the record. I am of the considered view that the Bank has proved its case that it had advanced total loan of ₹30.00Lacs and on 10.01.2024, a sum of ₹49,80,624/- was due.
6. Accordingly, the application of the bank for the recovery of
₹49,80,624/- (Rupees Forty Nine Lacs Eighty Thousand Six Hundred Twenty Four Only) with interest @12.35% per annum with half-yearly
rests from 11.01.2024, till the date of payment is hereby allowed with
costs. Bank can recover its dues by the sale of mortgaged land fully
detailed in para No.3A of the application as well as from the personal movable and immovable property(ies) of the defendant.
7. Pending IAs, if any, stand disposed of.
8. Recovery Certificate be issued accordingly.
9. Party is directed to appear before Recovery Officer on
13.10.2026.
10. A Copy of this order along with Recovery Certificate be sent to
the Recovery Officer as well as the party.
Pronounced in the open Court. (A S Narang) Dated: 10.09.2026 Presiding Officer DRT-1, Chandigarh

Punjab Gramin Bank v. Sh. Gurdeep Singh

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