Sri. Kamanoori Venkata Ramana S/o. Sri. K. Subbaiah, Aged about 58 Years lvlale, Occ: Working as Secondary Grade Teacher (SGT), Government Primary School For Blind, Sankarapuramu, Kada pa YSR Kadapa District.

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Also at:-

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D. No.101 - 129, Viswanadhapuram Yerra m ukkapalli, Kadapa, YSR Kadapa District.

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......Defendant

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Counsel for the Applicant : 14r. G. Prabhakar Sarma Defendants : Ex-parteEx-parte

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: Ex-parteEx-parte

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:: g-LLEL ::

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The Applicant Bank filed the^present OA for the recovery of a sum of Rs.25,77,2941- towards Personal Loan A/c. No.41502875740 from the defendant with future interest @11.650/0^p.a. with monthly rests from the date of application till the datqof realisation along with '.}ar"

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costs.

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OA.No.44312025

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WS not filed by sole defendant hence, right was forfeited on L2.09.2025. DE not filed by sole defendant hence right was forfeited and set ex-parte on 04.02.2026 as called absent and no representation.

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The Applicant Bank examined Ch.^pramod Kumar, Legal Manager as AW-1 and marked 10 documents through him as Ex. A, 1 to Ex. A.10.

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Heard the Ld. Counsei for the Applicant Bank and perused the material placed on record.

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The point that arises for consideration is:-

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Whether the Applicant Bank is entitled for the claim made in the OA against the Defendant?

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As stated supra, the Defendant remained ex-parte. The Evidence Affidavit coupled with the recitals in the documents viz., Exs. A,1 to A.10 marked on behalf of the Applicant Bank clinches the claim of the Applicant Bank against the Defendant. Hence, I hold that the Defendant is liable to pay the OA claim to the Applicant Bank with future interest and costs.

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In the result, the present Original Application No.443/2025 is allowed as under: -

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i) The Defendant is liable to pay to the Applicant Bank a sum of Rs.25,77,294/- towards personal Loan A/c.No.41502875740 with future interest @11.65% p.a, simple, from the date of application till the date of rearization; ffi.rr*

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OA.No.z[43l2025

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ii) the applicant bank is also entitled to proceed against the person and properties of the defendant for realization of its dues;

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iii) the applicant bank is entitled for the costs.

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B. The Applicant Bank is directed to file Cost Memo within 2 weeks from the date of receipt of this Order.

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Issue Recovery Ceftificate accordingly.

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Communicate a copy of this order to the parties concerned. (Dictated to the steno., transcribed by him, corrected, signed and pronounced by me in the open court on this the 10th day of February, 2026).

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fiws

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(nnffisnwAR KorHE) PRESIDING OFFICER

State Bank of India v. Sri. Kamanoori Venkata Ramana

What the court decided

State Bank of India v. Sri. Kamanoori Venkata Ramana

What the court decided

A compact analysis

Issues for consideration

Statutes considered

Parties & counsel

Coram

Case details

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