1. Under Section 19(3) of the Recovery of Debts and Bankruptcy Act, 1993, an application must be accompanied by true copies of documents relied upon. 2. Rule 12(10) of the DRT (Procedure) Rules, 1993, empowers the Tribunal to act upon the applicant's affidavit if the defendant denies liability but fails to contest; Rule 12(11) applies Section 4 of the Banker's Books Evidence Act, 1891. 3. A certified copy of an entry in a banker's book is prima facie evidence of the existence of the entry and the transactions recorded therein, to the same extent as the original. 4. In the absence of the defendants contesting the claim, the statement of account maintained in the ordinary course of business constitutes the correct statement of account. 5. The Tribunal is vested with territorial and pecuniary jurisdiction if the cause of action and the registered office of the branch fall within its area and the claimed amount exceeds the requisite pecuniary limit. 6. Where defendants are absent despite due notice by service and publication, the Tribunal may proceed ex-parte and determine the quantum of debt. 7. Under Section 19(22), the Tribunal may issue a Recovery Certificate, which authorizes the Recovery Officer to realize the amount from the mortgaged or hypothecated assets and other personal movable/immovable assets of the certificate debtors. 8. The defendants are debarred from transferring or alienating secured assets without paying the adjudicated dues.
