The Special and National Lok Adalat disposed of Original Application No. 281/2025 where the Bank of India withdrew its recovery claim after the debtor settled dues under an Other Time Settlement (OTS). Court fees were refunded and documents returned.
OA No.281/2025 disposed of; withdrawal allowed; court fees refunded; original documents returned.
This page shows the compact analysis of this judgement. The full analysis — procedural history, issue-by-issue holdings with ratio and obiter, advocates, and paragraph-level evidence for every claim — is being added to the record in batches and will appear here when this judgement has been through it.
ITEFORE TIIE SPECIAL AND NAI'IONAL LOK AI)ALAT OII.(;ANISED ON 25 APRIL,2026 BY THE DEBTS RECOVEITY TRIBUNAL. ATIITAN.GABAI) ANI) I)ISTIIICT LE(;AL SERVICES ATITHORITY
OA No.28112025 Sr.no.243
OA Withdrarval
Apnlicant(s): Bank Of India (hereinafter referred to as bank / financial institution)
VERSUS
Defendant(s) : Namrata Ramesh Jadhav (hereinafler referred to as / borrower / guarantor(s))
Details of dispute / claim: The claim olthe bank is to the tune of Rs. 5263245.00/- with cost and interest.
'l'he defendant/s has paid the dues in his / their loan account an amount of Rs. 16,53,000 i- (Rupees Sixteen Lakh Fifty Three Thousand only)as settlement amount under OTS. Therefore, the applicant bank doesnot want to proceed further. Hence present Original Application may be withdrawn asper the Consent Terms/Pursis filed by the applicant bankwhich is markedas 'A'.
The request for retum of original documents asper rulesis permitted. Since the matter is before the Special and NationalLok-Adalat,the CourtFees be refunded to the applicant bank as per rules,
in view of the above Consent Terms/pursis filed on record /uploaded online. The defendant is present/absent todav.
, +PpdLaEGFgBqr :lz I Fo. BANK-OEJNDIA( z->--'--A 59mirr-6.1chief Managel -SUogD"'mbhaiinasar Advocate for the Applicant(s) /Au thorised Represen tative
Defendant(s)
Advocate for the Defe ndant(s) /Authorised Represen tivc
,.. I e-,r'l \l26
Adv. Sanjay Nantlure Member Special and National Lok Adalat
Shri. Ma nd Adrvant Chairman Special and National Lok Adalat
Date : 25.04.2026
Place : Aurangabad.
ORDE R/A \,AITT)
In view of the above consent terms which are fired onrine/offline in rhe present matter, the order is passed. The oA No 2gll2025 stands disposed of accordingly.
Refund of court Fees is alrowed as per rules. originar documents be returned as per DRT procedure Rules.
Date : 25.04.2026
(Shri. Makarand Adwant) CHAIRMAN Special and National Lok Adalat
RS
BEFORE TIIE SPECIALAND NATIONALLOK ADALAT ORGAMSED ON 25th APRIL.2026 BY THE DEBTS RECOVERY TRIBUNAL. AIIRANGABAI) fr t. €+
OA No.281/2025
WITHDRAWAL PURSIS
Applicant(s): Bank of India
YERSUS
Defendant(s) : Namrata Ramesh Jadhav (hereinafter referred to as / borrower / guarantor(s) )
Details of disnute / claim : The claim of the bank is to the tune of Rs. 45,79,000/- with cost and interest.
The defendant/s has paid the dues in his / their loan account an amount of Rs. 16,53,000/- (Rs. Sixteen Lakh Fifty Three Thousand Only) as settlement amount under OTS. Therefore, the applicant bank does not want to proceed further. Hence present original Application may be withdrawn as per the present withdrawal Pursis filed by the bank
The request for refurn of original documents as per rules may be permitted. since the matter is before the special and National Lok-Adalat, the court Fees may please be reflrnded to the applicant bank as per rules.
3ii6 €Bqr A liffi( KOFINDIA For,' q-6/chiel er chh.sambhaiinagar
Advocate for the Applicant(s) /Authorised Representative
Defendant(s)
sd/_ Advocate for the Defendant(s) /Authorised Representative
Date : 25-4-2026 Place : Aurangabad.
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1 issue framed by the court
Whether the Debt Recovery Tribunal can dispose of an OA on withdrawal by the bank after OTS settlement.
1 provisions across 1 enactments
Bank of India
Namrata Ramesh Jadhav
Shri. Makarand Adwant
As recorded by the court registry
Judgements on the same questions, provisions and authorities, from every court
