Bank of Baroda v. Kusuma
Case brief
What is this about?
The Tribunal allowed the Original Application filed by the bank to recover the due amount from the housing loan defaulters, who appeared ex parte. A recovery certificate was issued for the principal amount plus reduced interest simple interest.
What did the court decide?
Recovery certificate issued for Rs. 57,87,252.13 plus 8% simple p.a. interest on defendants jointly, severally and personally; proceedings against schedule properties allowed; balance amount recoverab
What the court decided
IN THE DEBTS RECOVERY TRIBUNAL II, KARNATAKA AT BENGALURU
Dated this 30th Day of January, 2026
Present: Sri. T. RAJESH Presiding Officer
OA.No.2208/2024
BETWEEN:
Bank of Baroda Siddarthnagar Branch, 464/A, Vinaya Marga, Siddarthanagar, Mysore, Karnataka – 570 011
Through its Senior Branch Manager
Sri. Sudarshan Bhat …APPLICANT
AND:
- Smt. Kusuma W/o. Devegowda Aged about 51 years
Residing at, #464/A, Vinayanagar, Opp. – Jain Manadir, Siddarthnagar Mysore – 570 011
- Dr. Puttaswamy S/o. Kariyappa Aged about 80 years
Issues for consideration
2 issues framed by the court
Whether the applicant succeeded in proving the OA claim against the defendants?
Whether the order should be passed allowing the recovery in view of the findings?
Parties & counsel
- applicant
Bank of Baroda Siddarthnagar Branch
- respondent
Smt. Kusuma W/o. Devegowda
- respondent
Dr. Puttaswamy S/o. Kariyappa
Coram
Case details
As recorded by the court registry
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