Documents executed: Demand Notice dated 15.06.2024 along with postal receipts, which is Annexure A4 to this OA; Statement of Account, which is Annexure A5 to this OA and Hon’ble Delhi High Court Judgment dated 05.02.2007, which is Annexure A6 to this OA. 5. The loan account became irregular and was classified as NPA and after adjusting debit and credit entries in the loan account there was a debit of Rs. 24,31,233.94 which is recoverable and the defendants were served recall notice but they did not repay the outstanding amount, therefore, the applicant requested to accept the application and to issue Recovery Certificate accordingly. 6. The defendants were served summons to appear before this Tribunal but no one appeared on behalf of defendants and they were proceeded ex-parte vide order dated 17.08.2026. 7. In support of the OA, affidavit of Sh. Mohamad Vajid, Authorized Representative, ICICI Bank Limited, has been filed. 8. Heard ex-parte arguments and perused record. 9. It was argued by learned counsel (through VC) that in view of the documentary evidence brought on record which had gone unrebutted, the applicant had proved its case. From the perusal of all the Annexure A1 to A6 to this OA, it is proved that defendant no. 1 approached the applicant for availing of the loan facility which was granted to him. Defendant no. 2 stood as