Hdfc Bank v. Raman Kumar
Case brief
What is this about?
The DRT allowed the applicant bank's application under Section 19 of RDB Act for recovery of Rs. 35.79 lakhs as outstanding dues from a vehicle loan. The court found the bank proved its case despite the defendants appearing ex parte.
What did the court decide?
Order allowing recovery of Rs. 35,79,960.61 with interest; direction to issue Recovery Certificate; joint and several liability of defendants.
What the court decided
IN THE DEBTS RECOVERY TRIBUNAL-I, CHANDIGARH
BEFORE: A S NARANG, PRESIDING OFFICER
OA No: 1925 of 2024 Date of Institution: 23.11.2024 Date of Decision: 28.08.2026
HDFC Bank Ltd. having its branches all over India and a branch at Jalandhar, Punjab.
……..Applicant
Vs.
- Raman Kumar s/o Iqbal Ram r/oH.no. 44,Gulmarg Avenue, New Krishna Sweets, Ladhewali, Jalandhar, Punjab. 2nd Address: Raman Kumar s/o Iqbal Ra, 5011, Army Service Corps Battalion (ASC-BN) (MT) C/o 56 Army Post Office (APO), Jalandhar, Punjab Cantt, Punjab.
- Dimple Rani w/o Raman Kumar R/o H No.44, Gulmarg Avenue, New Krishna Sweets, Ladhewali, Jalandhar, Punjab.
……….Defendants
Advocates
Sh. Sunil Salhotra proxy counsel for Sh. Amit Rishi, Counsel for the applicant bank. Defendants - ex parte .
Issues for consideration
3 issues framed by the court
Whether the application for recovery of outstanding loan dues under Section 19 of RDB Act should be allowed in the absence of defendants.
Whether the bank has proved its case regarding the advance of loan and outstanding dues.
Whether a Recovery Certificate should be issued for the sale of hypothecated vehicle and other properties.
Parties & counsel
- applicant
HDFC Bank Ltd.
- respondent
Raman Kumar
- respondent
Dimple Rani
Coram
Case details
As recorded by the court registry
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