Hdfc Bank v. Dinesh Kumar
Case brief
What is this about?
The Debts Recovery Tribunal allowed an application filed by HDFC Bank for recovery of ₹37,19,212.94 plus interest against the primary borrower and guarantor. The court proceeded ex parte, found the loan due, and authorized sale of mortgaged land.
What did the court decide?
Recovery of ₹37,19,212.94 with interest @12% p.a. with costs; Recovery Certificate issued.
What the court decided
IN THE DEBTS RECOVERY TRIBUNAL-I, CHANDIGARH
BEFORE: A S NARANG, PRESIDING OFFICER
OA No: 1425 of 2023 Date of Institution: 19.07.2023 Date of Decision: 06.03.2026
Hdfc Bank Ltd. having its branches all over India and a branch at Rohru Shimla.
……..Applicant
Vs.
- Dinesh Kumar S/o Mohinder Singh R/o Village Sub PO Karassa, Mandarli 82, Tehsil Rohru District-Shimla, Himachal Pradesh.
- Hardev Singh Sudharta S/o Sadh Ram R/o Village Sub PO Karassa, Mandarli 82, Tehsil Rohru District-Shimla, Himachal Pradesh
……….Defendants
Advocates
Sh. Amit Rishi, Counsel for the applicant bank. Defendants - ex parte .
OA for the Recovery of ₹37,19,212.94p with interest @12% per annum with half-yearly rests from 19.07.2023.
Issues for consideration
2 issues framed by the court
Whether the Applicants are entitled to recover the outstanding loan amount with interest.
How the liability of the primary borrower and guarantor should be enforced through sale of mortgaged property.
Parties & counsel
- applicant
Hdfc Bank Ltd.
- respondent
Dinesh Kumar S/o Mohinder Singh
- respondent
Hardev Singh Sudharta S/o Sadh Ram
Coram
Case details
As recorded by the court registry
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