The applicant failed to appear in a debt recovery tribunal hearing despite multiple call-outs. The tribunal dismissed the matter for want of prosecution, noting the applicant's lack of interest.
The debt recovery proceedings are dismissed due to the applicant's non-appearance and lack of interest in the matter.
This page shows the compact analysis of this judgement. The full analysis — procedural history, issue-by-issue holdings with ratio and obiter, advocates, and paragraph-level evidence for every claim — is being added to the record in batches and will appear here when this judgement has been through it.
ORDER SHEET DEBTS RECOVERY TRIBUNAL, SILIGURI
MA/07/2026 in SA/137/2025
Ayan Sarfaraj Ahmed & Anr Vs
Jana Small Finance Bank Ltd.
Applicant
Defendants
Office action with date and Date of Order with Signature dated Order signature of parties when necessary. Item No.13 Order No.07 07.09.2026
Present:
Counsel for the applicant : None.
Counsel for the respondent : Mr. Sagnik Bhowmick, virtual mode and Mr. Bishal Bhattacharjee, physical mode.
Hearing is made in hybrid mode
No one appears for the applicant and on previous date of hearing also no one had participated in the hearing for the applicant.
List this matter for second call.
Digitally signed by RAKESH RAKESH PATI TIWARI PATI TIWARI Date: 2026.09.08 16:14:55 +05'30' (RAKESH PATI TIWARI) Presiding Officer DRT-Siliguri
Later on:-
Counsel for the applicant : None.
Counsel for the respondent : Mr. Bishal Bhattacharjee, physical mode on behalf of Mr. Sagnik Bhowmick.
Hearing is made in hybrid mode.
The matter is again called out for second time but no one appears for the applicant and thus it seems that the applicant has got no interest in the matter and accordingly the case is dismissed .
Let the file be consigned to the Record Room.
Order be uploaded in the website of the Tribunal.
Digitally signed by RAKESH RAKESH PATI TIWARI PATI TIWARI Date: 2026.09.08 16:15:08 +05'30' (RAKESH PATI TIWARI) Presiding Officer DRT-Siliguri
Ayan Sarfaraj Ahmed & Anr
Jana Small Finance Bank Ltd.
RAKESH PATI TIWARI
As recorded by the court registry
Judgements on the same questions, provisions and authorities, from every court
