An applicant challenging a Debts Recovery Tribunal order obtained by the respondent bank was found to lack locus standi. The court dismissed the application on preliminary issues of maintainability as the applicant failed to prove adoption or guarantor status.
IA and pending IAs dismissed on the preliminary issue of maintainability.
This page shows the compact analysis of this judgement. The full analysis — procedural history, issue-by-issue holdings with ratio and obiter, advocates, and paragraph-level evidence for every claim — is being added to the record in batches and will appear here when this judgement has been through it.
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Debts Recovery Tribunal-III, Kolkata Order Sheet (Continuation)
laya Saha
Vs
CaSe No.5A/69712024
Indian Bank
| Orderwithsignature | Offi.eac-tion withdateand dated signatureof partaeswhen |
|
|---|---|---|
| OrderNo.5 20.o3.2025 |
Present: ForApplicant :Ld.Counsel Mr.pabitraMandal ForRespondent:Ld,CounselMr.S.M.Singh |
|
| Todayisfaxed forhearangoltA/514/2O25 HeardLd. Counselforbothsides. Considered. Infilingthis petitionSAapplicantchallengestheimpugnedorder dated03/01/25passedbyLd.DNt,North24parganas. ItisstatedthatOneMr. SubhajitMondalistheoriginal borrower inrespectof thetermloanaccountno,50291292133.The applicantwasbroughtupbythewifeofSubhajitMondatnamety Puja Saha,whowastheguarrantorandshe also died.The applicantisthelicenseeinrespectof thesubjectproperty.The original borrower ismissingand having nolinkwiththeapplicant tilldate. ItissubmittedthatlatePujaSahaistheguarrantorof theloan andapplicantistheadopteddaughterofpujaSahasince deceased andapplicantisresiding in theschedule property. Applicantdid notreceiveanynoticeulst3(2)or13(4).The defendantbankhasobtainedDMorderdated3LlO3l2O25ulst4 ofSarfaesi Act Itis allegedthatthesaidpurportedorderisnotapplicableupon theapplicantand shehas atsofiledasuitbeing: |
s,/8006/24 beforeLd. CivilJudge(juniorDivision)IIatBarrackpore.SA applicanthasprayedforstayoftheDtvlorder dated O3/Ot/25. Ld.Counselforrespondentbanksubmitsthatthecaseisnot maintainableinlawandthereisnotdocuments toshowthatthe applicantistheadopteddaughter oftheborrowerSuvojitNlondal ortheguarrantorpujaSaha, sincedeceasedandprayedfor dismissaloftheIAandSA. Perusedthepurported order dated O3tOt/25passedbyLd.Dtrl ,North24parganas. ItappearsthatLd.DMhaspassed the orderin accordance with |
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| sA/697/2024 | |
|---|---|
| thelaw.He haspassedtheorderaftercarefulconsi thecontentsoftheaffidavitincludingnineclau undersection14(1b)of theSarfaesiAct.ld.DMha withthestatutoryprovisionasennunciatedunderthe 14(1b)of theSarfaesi Act andpassedtheorder. |
deration seaffidavit scomplied proviso u/s |
| Thereisnopointraisedbytheapplicantregardingirre improprietyabouttheimpugnedorderpassedby o3lou2o2s. |
gularityor D.M.dated |
| Itappearsthatapplicantisneitherborrowernorgu there isno questionofserving13(2),13(4)orDM theapplicant arises. |
arantor;so orderupon |
| Applicant hasalsofailedtofileanydocument of showshe hasbeenadoptedbyPuja SahaorSubhojit she isthelegalheirsofthem. |
adoptionto Mondal,or |
| Borrowerhasnotcomebeforethetribunal grievances. to |
raiseany |
| SAapplicanthasfiledsomedocuments like xerox copy card,PANcard, Voter card etc.Thesedocuments do anyrightinrespectof the securedassetinfavou applicant. |
ofAadhar notcreate roftheSA |
| SAapplicanthasalso failedtofileaoydocumentrega or tenancy. |
rdinglessee |
| Ido notfindanymeritinthe IAbeinglry5l4l25. |
| Iam alsoopinionthatSAisnot maintainable inlaw. |
|---|
| Hence,5N697/24isdismissedonconteston thepreliminary issueonthepointofmaintainability. |
| 5A1697l24alongwithpendingIAsifanyisdismissed accordingly. |
| Recordbe consignedtorecord roomafterallthe formalities. |
(Kamal De) Presiding offlcer- DRT-3
2 issues framed by the court
Whether the applicant has locus standi to challenge the Debts Recovery Tribunal order under Section 14(1b) of the SAA.
Whether the applicant was illegally evicted from the secured asset without service of notice under Section 13 of the SAA.
1 provisions across 1 enactments
Soya Saha
Indian Bank
Kamal De
As recorded by the court registry
Judgements on the same questions, provisions and authorities, from every court
