(2) It was stated in the application that applicants had availed Home Loan/Loan against property from respondents to the tune of Rs.25,65,500/-, which was sanctioned vide sanction Letter dated 13.03.2023 and the same was to be repaid in 180 equated monthly installments of Rs. 34,173/commencing from 05.05.2023; that the above said loan facility was secured by the mortgage of immovable property i.e., residential property/House bearing No. 2124, near Govt. Girls School, Area measuring 119.54 sq. yards, situated at Rajpura Town, Rajpura, District Patiala, Punjab-140401 along with all common amenities written in the Title Document; that applicants were paying regular installments of loan to the respondents in time but due to financial loss in the business and ill health, applicants could not pay the installments in time; that now the applicants are ready to pay the balance due amount in easy installments; that applicants had paid three installments, which come to Rs. 1,02,519/-; that whereas six installments have been lapsed by the applicants, which comes to Rs. 2,05,038/- but respondents have shown wrong amount in Schedule-B; that applicants are ready to deposit the above said amount of Rs. 2,05,038/but they required some time to deposit the same; that moreover, amounts with regard to “Pending EMIs” of Rs. 1,11,754/-, “interest on termination” of Rs. 30,769/- is illegal, similarly the Cheque Bouncing Charges of Rs. 9,000/-, Late Payment Charges of Rs. 2,931.02p and other expenses of Rs. 4,049/- are also illegal, as such the above noted amounts are liable to be deducted from the
