Allowed

Bank of India v. Mr. Suresh Kumar Danthuri

DRT20 Nov 2025OA/99/2025

Case brief

AI extract

What is this about?

The Debts Recovery Tribunal allowed an Original Application filed by Bank of India for recovery of a home loan default. The court, relying on unopposed evidence where defendants were ex-parte, held respondents jointly and severally liable to pay the outstanding amount with interest and costs.

What did the court decide?

Order allowed; Defendants directed to pay Rs. 40,05,805.34 with interest; Recovery Certificate issued; Cost Memo filed.

Bank of India versus Mr. Suresh Kumar Danthuri — Contract and Commercial Disputes | DRT (2025)

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IN THE DEBTS RECOVERY TR]BUNAL.II^{AT HYDERABAD}

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DATED THIS THE 2OTH DAY^{OF NOVEMBER,2025}

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PRESENT: SH. RAMESHWAR^{KOTHE,B.COM.,L.LB. (HONS.), M.A.}

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PRESIDING OFFICER

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ORIGINAL APPLICATION^{No: 99 OF 2025}

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Bank of India., Khairatabad Branch, Ground^Floor PTI Building, A C Guards,^{lvlasab Tank} Hyderabad - 500004. Rep. by its Authorized Signatory.

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. ...Applicant'

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Versus

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[4r. Suresh Kumar Danthuri

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S/o. Danth u ri Yadaiah

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Aged about 41 Years, Occ:^Employee f4ale, R/o. H. No.3-6- 145/7/A, lstFloor Street No.17, Himayath nagar Hyderabad, Telangana - 500029.

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Also at:-

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Flat No.502,5th Floor, Bhagyalaksh mi Residency, Plot No.23 & 24, Turkapally Alwal Circle, Malkajgiri, RR District-500047.

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I'4rs. Krishnaveni Bathu la

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W/o. Suresh Kuma r Dathuri

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Aged about 40 Years, Occ: Business Female, R/o. H.No.3-6-145/7/A, 1st Floor Street No.17, Himayathnaga r Hydera bad, Telangana - 500029.

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Also at:-

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Flat No.502, 5th Floor, Bhagyalakshmi Residency, Plot No.23 & 24, Turkapally Alwalcircle, Malkajgiri, RRDistrict-500047. ...Defendants

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: Mr. V. Sethu Madhava Rao Counsel for the Applicant

Defendants

: Ex-Darte fu**

oA.NO.99/202s

:: ORDER ::

The Applicant Bank filed the present OA for the recovery a total sum of Rs.40,05,805.34ps towards Star Home Loan A/c. No.860975110000299 from the defendants joinUy and severally with future interest @11.15yo p.a. with monthly rests from the date of application till the date of realization along with costs and in default for sale of OA schedule property.

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Summons served on D1 and 2 through paper publication. They were set ex-parte on 29.09.2025 as called absent and no representation.

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The Applicant Bank examined Anusree, Legal Manager, as AW- 1

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and marked 14 documents through her as Ex. A.1 to Ex. A.14.

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Heard the Ld. Counsel for the Applicant Bank. perused the material placed on record.

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The point that arises for consideration is:-

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Whether the Applicant Bank is entitled for the claim made in the OA against the Defendants and OA schedule property?

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As stated supra, the Defendants remained ex-parte. The Evidence Affidavit coupled with the recitals in the documents viz., Exs. A.1 to A.14 marked on behalf of the Applicant Bank clinches the claim of the Applicant Bank against the Defendants. Hence, I hold that the Defendants are jointly and severally liable to^pay the OA clalm to the Applicant Bank with future interest and costs. fu*o

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oA.NO.99/2025

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In the result, the present Original Application No,99/2025 is allowed as under: -

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i) The Defendants are joinUy and severally liable to pay to the Applicant Bank a sum of Rs.40,05,805.34ps towards Star Home Loan

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A/c.No.860975110000299 wth future interest @9.70o/o p.a. simple from the date of application till the date of realization;

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ii) the OA claim is secured by way of mortgage of property described in the schedule annexed to the OA and the applicant bank is entitled to proceed against the same to realise its debt;

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iii) the applicant bank is also entitled to proceed against the person and properties of defendants for realization of its dues;

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iv) the applicant bank is entiUed for the costs.

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B. The Applicant Bank is directed to file Cost Memo within 2 weeks from the date of receipt of this Order.

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Issue Recovery Certificate according ly.

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Communicate a copy of this order to the parties concerned. (Dictated to the steno, corrected, signed and pronounced by me in the open court on this the 20th Day of November, 2025).

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SHWAR KOTHE) PRESIDING OFFICER

Bank of India v. Mr. Suresh Kumar Danthuri

Case brief

What is this about?

What did the court decide?

Bank of India v. Mr. Suresh Kumar Danthuri

Case brief

What is this about?

What did the court decide?

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