The Debts Recovery Tribunal allowed Canara Bank's application for recovery of Rs.22,07,252/- with interest against the defendant, who failed to appear. The court directed the sale of mortgaged land and issuance of a Recovery Certificate.
Recovery of Rs.22,07,252/- with interest allowed; sale of mortgaged land directed; Recovery Certificate issued.
This page shows the compact analysis of this judgement. The full analysis — procedural history, issue-by-issue holdings with ratio and obiter, advocates, and paragraph-level evidence for every claim — is being added to the record in batches and will appear here when this judgement has been through it.
IN THE DEBTS RECOVERY TRIBUNAL-I, CHANDIGARH
BEFORE: A S NARANG, PRESIDING OFFICER
OA No: 463/2022 Date of Institution: 09.03.2022 Date of Decision: 24.07.2025
Canara Bank having its branches all over India and a branch at Opp. Thakur Palace, Batala Road, Verka, Amritsar, Punjab.
……..Applicant
Vs.
Mr. Kawaljit Singh s/o Sh. Dawinder Singh, r/o Post Office Raja Sansi, Village Nangal Tola, Tehsil Ajnala, District Amritsar, Punjab.
……….Defendant
Advocates
Sh. Gulshan Mehta proxy counsel for Sh. Anil Johar, Counsel for the applicant bank.
Defendant- ex parte vide order dated 25.04.2023 .
OA for the Recovery of Rs.22,07,252/- with interest @9.95% per annum with half-yearly rests from 09.03.2022.
ORDER
2
Pronounced in the open Court. (A S Narang) Dated: 24.07.2025 Presiding Officer DRT-1, Chandigarh MANOJ KALRA
2 issues framed by the court
Whether the application for recovery of outstanding loan dues along with interest is maintainable.
Whether the applicant bank established the creation of loan and mortgage and the quantum of due amount.
2 provisions across 1 enactments
Canara Bank
Mr. Kawaljit Singh
A S NARANG
As recorded by the court registry
Judgements on the same questions, provisions and authorities, from every court
