ICICI BANK LIMITED VS ANIL KUMAR KHATANA AND ANOTHER Eight Only). The Original Application has been filed through Sh. Sh. Jatinder Mishra, Authorized Signatory o f the applicant, who is competent to institute the Original Application vide General Power of Attorney dated 08.01.2025, which is Annexure A1 to this OA. 2. The brief facts of the OA are that the defendants had approached the applicant for the grant of Personal Loan of Rs.21.00 Lacs, vide loan application form dated 28.04.2023, which is Annexure A2 to this OA. 3. The applicant sanctioned the Personal Loan of Rs.21.00 Lacs vide CC application form dated 28.04.2023 which is Annexure A3 to this OA and the terms and conditions were duly accepted by the defendants. 4. Documents executed: - Recall Notice dated 21.12.2014, which is Annexure A4 to this OA and Statement of Account, which is Annexure A5 to this OA. 5. The loan account became irregular and was classified as NPA and after adjusting debit and credit entries in loan account there was a debit of Rs.22,62,123.98p, which is recoverable and the defendants were served recall notices but they did not repay the outstanding amount, therefore, the applicant requested to accept the application and to issue Recovery Certificate accordingly. 6. The defendants were served notices to appear before this Tribunal but no one appeared on behalf of defendants and they were proceeded ex-parte on 17.07.2025. 7. In support of the OA, affidavit of Sh. Sh. Jatinder Mishra, Authorized Signatory, ICICI Bank Ltd. h as been filed. 8. Heard ex-parte arguments and perused record. 9. It was argued by learned counsel that in view of the documentary evidence brought on record which had gone unrebutted, the applicant had proved its case. From the perusal of all the Annexures A1 to A5 to this OA, it is proved that the defendants approached applicant for availing of the loan facility which was granted to them and for that they
