Allowed

State Bank of India v. Sh. Sukhdev Singh

DRT17 Sept 2025OA/1667/2022

Case brief

AI extract

What is this about?

The Debts Recovery Tribunal allowed the SBI's application for recovery of Rs.23,12,471/- with interest against the defendant. The bank proved the loan advance and security documents via an affidavit, and the court ordered the issuance of a Recovery Certificate and production before the Recovery Officer for auctioning mortgaged land.

What did the court decide?

Recovery of Rs.23,12,471/- with interest; Recovery Certificate issued; Auction of mortgaged land directed.

State Bank of India versus Sh. Sukhdev Singh — Banking and Recovery | DRT (2025)

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IN THE DEBTS RECOVERY TRIBUNAL-I, CHANDIGARH

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BEFORE: A S NARANG, PRESIDING OFFICER

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OA No: 1667/2022 Date of Institution: 12.08.2022 Date of Decision: 17.09.2025

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SBI (erstwhile State Bank of Patiala) having its branches all over India and a branch at Handiaya, District Barnala, Punjab.

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……..Applicant Vs.

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Sh. Sukhdev Singh s/o Sh. Sudagar Singh, r/o Hera Patti, Near Gurudwara Sahib, Village Pandher, Tehsil Dhanula and District Barnala, Punjab.

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……….Defendant

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Advocates

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Ms. Seerat Sharma proxy counsel for Sh. Pankaj Beri, Counsel for the applicant bank.

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Defendant- ex parte vide order dated 11.03.2024 .

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OA for the Recovery of Rs.23,12,471/- with interest @11% per annum with half yearly rests from 12.08.2022.

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ORDER

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SBI has filed this application under Section 19 of the Recovery of Debts and Bankruptcy Act, 1993 (RDB Act) for the recovery of Rs.23,12,471/- with interest against Sh. Sukhdev Singh (defendant).

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Bank’s case is that on 24.06.2016, it had granted a K.C.C Limit of Rs.20.00 Lacs and an AGRI Term Loan of Rs.2.00 Lacs to defendant for agricultural purpose. To secure the loans, Defendant had mortgaged his land (fully detailed in para No.3A of the application). The loans were chargeable to different rates of interest. On 08.07.2022, a sum of Rs.23,12,471/- was due from the defendant. Despite repeated requests, defendant did not make the repayment. Hence, this application.

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On 21.10.2022, summons was sent to the defendant by registered post, which was duly served. However, defendant did not put in appearance. Vide order dated 11.03.2024, he was proceeded ex parte . 4. In order to prove its case, the Bank has placed on record the affidavit of Sh. Nagendra Singh, Branch Manager along with the loan and security documents and marked them as Exhibit A-1 to A-12. 5. I have perused the evidence on the record. I am of the considered view that the Bank has proved its case that it had advanced the loan of Rs.22.00 Lacs and on 08.07.2022, a sum of Rs.23,12,471/- was due. 6. Accordingly, the application of the bank for the recovery of Rs.23,12,471/- (Rupees Twenty Three Lacs Twelve Thousand Four Hundred Seventy One Only) with interest @11% per annum with half yearly rests from 12.08.2022, till the date of payment is hereby allowed with costs. Bank can recover its dues by the sale of mortgaged land fully detailed in para No.3A of the application as well as from the personal movable and immovable property(ies) of the defendant.

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Pending IAs, if any, stand disposed of. 8. Recovery Certificate be issued accordingly. 9. Party is directed to appear before Recovery Officer on 28.10.2025, who is directed to distribute the sale proceeds of the mortgaged land and standing crops as per the provisions of Section 19(20-AB) of the Act . 10. A Copy of this order along with Recovery Certificate be sent to the Recovery Officer as well as the party.

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Pronounced in the open Court.	(A S Narang)
Dated: 17.09.2025	Presiding Officer
MANOJ KALRA	DRT-1, Chandigarh

State Bank of India v. Sh. Sukhdev Singh

Case brief

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State Bank of India v. Sh. Sukhdev Singh

Case brief

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