In Annexure-A7 affidavit also, it is clearly stated that the petitioner herein working as Chief Manager of the Regional Office, Kozhikode of the South Indian Bank Ltd. is appointed as the Authorized Officer by the Bank for the purpose of executing necessary things for the secured creditor. The provisions of Section 13 (12) of SARFAESI Act, 2002 reads that the rights of the secured creditor under this Act may be exercised by one or more of its Officers authorizing in this behalf. Rule 2 (a) of the Security Interest (Enforcement) Rules, 2002 also defines an Authorized Officer as an Officer not less than a Chief Manager of a public sector bank or equivalent as specified by the Board of Directors or Board of Trustees of the secured creditor or any other person or authority ………… to exercise the rights of a secured creditor under the Act. Indisputably, it is evident that Mr. Amjith G.K., who is the Chief Manager of the 1st defendant bank, happens to be the Authorized Officer by virtue of resolution passed by the Board of Directors of the 1st defendant bank. Hence, this Tribunal holds that Annexure-A6 application was filed by Mr.Amjith G.K. in the capacity of the Secured Creditor and Annexure-A7 affidavit was filed by the above said Officer in the capacity of the Authorized Officer.
