Smt Aasha Patel Daughter of Jamunaprasad Patel v. Kotak Mahindra Bank Limited

DRT17 Oct 2024SA/276/2024

A compact analysis

This page shows the compact analysis of this judgement. The full analysis — procedural history, issue-by-issue holdings with ratio and obiter, advocates, and paragraph-level evidence for every claim — is being added to the record in batches and will appear here when this judgement has been through it.

CONTD. ORDER.SHEET

PAGE No.

CASE No

DATE	DESCRIPTION OF THE ORDER 8ftq-ftorrfl^qldfts-€6)-.+.^qBqr to^gq!ry W..^zta/zozq	REMARK
4 17.10.20	3il-aqoseTd ftr fr^qrdqT +errmT^yqftsFco^q-6-3TBe-ffiT eqRerat
	sc-rqrfr.Fqrfr1gq2dfuf after<qelqqfrorBe-ffiIsqRerot
	1. s{qseT6)fr-f,-qe+qreniec Gil{q67Bs/2024furr-os.ro.zoz+d vflarmq {r6t{dt dfr-E^q{grTrqr $I^q-6-{q61^3i-{dm-{fu-q^rrwt 2. srAfufiTEm'friro'28.02.2024 o)^*nft-froqc)\qfu{ro.26.02.2024 zF)3ffiqqprnOwffiVf,c 2oo2d^{qIsErIr</sup>dora.fd^q6!-rtul 3rq{fudr^q@e(rrtq!T)ue-dg{^grrt qrtrdoiltpTf{cl.Dfi.12.2023o}etqrrt ftrd^qdo1rrarq-mful-cgdordgv enicr6-rFq-reqs€TFrf,m^qdd frq-qt3rf,RqrrsrrraToror-J+T fuqT .rqrtt}
	3 qfr{qnrgooridgsfr=a-o 6\Hrrrfrrn^qfiigyer6oTr'i<< fu{i.F03.10.2024of^{grr'eTrErRq-{}trqd frqTTqTBfuorRfu"mT^qfuQe (urfilT)c-qdgqgxr^qrRdorTtQTfr 0uno

¶5

coNTD.^ORDER.S H EET

¶6

DATE	R E D o E R TH F o oN PT RI c ES D	REMARK
	oil-ik+r^qercnx;r$iB,fo-gw<wR-o 3irtPTofs-frsf,s-dTfr6qr6+r}zd
	q'-dq{nBdEiqET orr}fu+rfi
	ft-qr€-{dt,nqft-fl6 21.01.2024d !-SCarrarTofsfrd^qrrqqt
	elrAR-ftreiGritPTcnrEtqEGn,ilq
	ft-flo02.02.2024s]^qrTFrde-fr& qd({ort<-{ro'os.o2.2oz4o\qq-rFm qfrqrwg{e-+fu{rm-za.oz.zozqd
	q-floTrrgofu-q.rqrt{{{sTrEr-{q{ fuqeffir^cF-{q-q1drfiqqgrT^q}sw Ei^{qriorer5tufrrqrrrqrB t}
	4. sm-rq	frtm^gRrEfc{'{{.q.^zF-r G-qrqfu{i61s.10.2024^q-qdfu-fl^qr gfiItfrrfl-d^qrqqr\nrgnfuqa-qr oil-ifioT^qfuqrEfuqr^rrqrBr
	5. sorfl-fr^qerqfi3trqfutfu
	!-fr-{q^q-{gn-o-{i^q5-6Hqn6o-r fr--d-qt^q-qfuoil"ifu+r^q6s-6r-frt
	fus$orTtaTolEFiss-dfr^q-flqt q-Sg$3rTiPT61qfrtEunviarfi
	3lrqfutdgv3rF6ar<fu-+r^.rqtfu
	{rl!fi{urd^{sm-r+fr6-qlzn+ erfro} q--dddrqtVsroVq..wsdofTg
	ftTq-terfuoemfu-qTr-{iTfu{e, 3rtso-wTdr{rtBflcttr-{r$^qBqqq
	ts-r\orTtQTorfl=r93ili6r{s
	3TTA-fumrEI{TfrrqTTqT OEFI

Smt Aasha Patel Daughter of Jamunaprasad Patel versus Kotak Mahindra Bank Limited — DRT (2024) — LawSathi Research

¶10

DATE	DESCRIPTIONOFTHE ORDER frTqrsd-.qrfrBfuT6rct^q-qE{ siltPTo1^qfrtilroniksT^q)qTePT cb-I5I;t93il*JTTr+reTfr3trqfu "frT{ tfu^q-+-{qcmBETEot,^qorqr.rqr oRqs<J{rftr-frdI^q1nd\r{{q.3mB qrD-dE)itfr{rnft-tqfiq}qBt	REMARK
	6. {tu1rl-ftq ^rtrzlTt{IB@ .ql.llc{q EIrrYq.ft.$os/20233il{S.
	yw.fi.$-Ed-6ff{-€TiQTst-dS
	q-owrtfsu-gfiodtrqftqr6rr.oe.
	?q2g^tifrG^{qfleTId ergwn!fd6-{ut}
	+t^qM-q-dryq{+Fr{fiETo-t^qa"l
	gaFki: ft-{rf,{uTqFqETil}5norrur 3il}eo^qeTofort-{tu-ttrofuaeer+r
	eTl-ac{eil{q 67Bs/2024saFl-f,:
	FsTo-{rT^q},q+i tfrf,qol^qs{ furfR-dfr-qr^qrrartr
	selsd:^qgs"ffi-qBfu^q-q
	trqrfr26.02.2024o)ffiq oTarcfl
	F{rzF28.02.2024of^-nfr-o.$st
	3il-Aeo^qerivflq.!-{gdfu-qrdq\r+
	qo1o-BmT+frqs3rF6Qrcfu-qTfu Giltkol;roft^qarSt,sfrGil?YriFT
	flcf{q-fi27.01.2024E)d-i^q-ift-{ro-
	02.02.2024^zfil.lrFra^qftqrw.nriw
	qqq tfimdGr-fl[fi{qnqntetqto
	rf,{uTu-rgooritfr--crqgentw
	ffie6rotie<!ilfrorqqt,{qdeq

¶13

DATE	DESCRIPTION^{OFTHE ORDER}	REMARK
	o-roTftTq-{frdG-flfr {dTfl.q. y-qdofGgq irdl{ql(rkam03 io.2o24o)ft-dqerqrft,doilitgu-6
	3rTil{{!-{sdfu-qre.r^qqqEqsT fr^q6ci-JqTqftmrdr^qr$qrfu 3rfrq-fiTil{f,id^qsarafr^.r$frffo. {reira^q{T6sTra-fi^qrTfrrqT^.rqrt q-qfuorT-dqfr qeTdfuqq6orr€{fr' arfuGrqoilt{rfuqo18.12.2023t TUrcT6{i^q{45fuq{]d^q{arafufl-6 26.02.2024d^q-flrrnrgofuzr^qIT6t enn)fuqr\u-oqqrrgoovio-rd fro.rqqeil,{d3r-}eq{erer+ Xa orn{qd^qneTfuqefilf6-dw-itg gSIf, c 3TrlF ^q-qd6{!,Dd fu-qr^qrqr QnfrffimTGTqrqt,q)Gil-iqoqeTot rrqql-d{ro}^q{+ro.n-sortt
	8. s-sfr^q6a)frffin tfu qdkmrerraTqldsrwfuarq@e OffilT)^{qErdg{ErgrwR-dsiltrTfurTo}
	18.12.2023^qqeicrxq-&t,f+E srrifuml{tr Eq^q-dq-{Enrierq-qn seFFR^,frr-fro-fr^qrn-fi-frox"rfu g-(3il-dfumrdorFrq-qqidorjr+x
	3il-dft-+r{dgsq^qgrTw{r<oTgf, T*Bgqxq ^{{{dl-t6f{ d}5w^xufr @-fuGIEer!--d0193ilt,r+rarfr 3il-}fufrid3rF-q-q-{deryn3rtF{fr1

¶17

DATE	DESCRIPTION OF THE ORDER
	fis{ft^qflqiiftqmo-{frt d^gq
	muT{]-dlcl6l{o1eE.Io^qqRTtt
	e. gvdnlufrg<3rlk+ri
	trqo^qs.q.vqfu-qem-Grtfi^itqa
	o-arfu^qrfudoiltaTfuiro.fi.12:023
	at!-fr^gslderr-qRfrq^q-onijerelfa
	eqo"{rqfu^qq-Sgi^afrffi uttqq
	t$srTiql cFl'5FIg3TI a) 3tqTc
	ft-+Tdrurlryfuerw fficTffic
	(il4Tr)\rrq.ag{i^qIRdorTtPT^{qfi qfr}
	orTerTd^qerfltofnfuf,fuqrt
	e^{.r q6.ft}ei-JqTcftmrdr urtqTfu
	ft-qorc:'2.2023o)^oTTAPTqlkd+id
	dffi-rEr^q{qt.re-frnBd6{ A^qi
	*rft^gqk€-Erzozsⁱⁱfr^3ilerTot
	qfrqErfrrrqfuwreq+qrcs/eI
	ftErq{d Er@ ., xuX^qfuGrfr-d^qld
	ffi q-frq{srcr}frf,Eg+qT
	fu\im-i/2dyvr6-qr<sup>q-fld*dr
	B,d^{erTtqrq,1qfrqtw}E<sup>..T$drfr
	enrff,ft-q-Kzozstj^girifu+ro)^.fr
	swfu'dr@e(lrtqrT)sdrf,g(ET{r
	qTkdorreaTfurmfi.02.2023o-tgr=r
	d^q-rrTEh.r,fuE^ql-ifu+r{s
	qrf,ft-+-ildg**qrE-fftgq urgd
	!-frqurdrrqqfiETtanidIft{rd
	ri^q-srsqr^qrrfttfuon$fto3rTtqT
	01^q.frsnd^qsw^q-.Sgi^,ftffi
	Qvt

¶20

DATE	DESCRIPTTON^{OFTHE ORDER}	REMARK
	w<sup>qf,frsr{ ft-rlo27.01.2024ol
	oiriQT^qTEr{g3nell',rioa-azld gfiagqorB{d-q-fi-q.Frurt3{rTfdtt dQq^qrot{rsrqn^qfufifrTqrs] Tfio-{rl-6-flrfu sTTTPT drq.rfl-frg$erffitfrr{frdGrr-snfrq q-orctadvrqqd.h'rr-etrrn\rq ee^qfret.n^gq1orqqT63rts6{"7 sTrnft-+rdilloamwo-o$frTfl,fl TdT6{ilrfusTrnF{or^{qirr6-frqRq-g} gqsiltaTofs-frd^qwqtfu+zn 27.01.20246lendBnsTtYT6r^gr{ gensi.nt
	10.oN$r-drrqfr^qc t'fues3TBo-i!TdeqeTgwm"ft qfuGrfr.-dqld d ar{Tsq ssz/zoza!-rgd^qfi.T{,ftfu-fl-mT ft-{rfllT{qr3rftm-irTddr-EtHo 27.0s.2024o)fu-ql^qqlTq^q{gdTs.q. ci-qts^qrfudvrdgqfrwdfuq^qqrt fun^q-6-{orfrgrr"ft^qfuifr-d-q erqrfrrS^qfiig^q)oiltcl-{u-+gofu-al snd^qE3rft-f,ar;rrfifuqlfusfl-d qorqtiorrtaTalqhq-Sg$ ,frfu-q-d oTTETN^qrsri3rTtcTo-tgrq83il qfuT6Grftfrarcfu-q16wqgs]'{{. <sup>3Terfa216/^2024orfrbsl^sfrmE
	g3n oqsfrenicroT HH E3TTI J

¶22

DATE	DESCRIPTION^{OFTHE ORDER}	REMARK
	3TEfilTt^q-sqrqrfugwx!fr^qfu {sd:3rrt{fudT^qfrI{te(ilfrlT) \rlSslg{ d^qrqraqqoidqTfrd+{rcsqRerd E3Tf,^{Ecirq .fr s-{gd ft;qtarTelerfaB'rrq} qeTo\r3.flr$6-roFNRtfi-{otTtYr qrkd E3rT ^{d.r-dfrq63ilifumT} 3irslBf,3rTisrof^qkTas-q^qffiFn l-frB,fu-gu-+^grr3rlkord^qRsT( dln<rqroqqfr^qei?DT{€dm+lt 5c<^{;a"ftqkroqqafrorffiA} dRTqsqRem-mrGcnq^?frwger fuq1^gdqGrjqrqft+TdT^qrlqTfu gq 3rdPffilo)orffiddriTctfr erqvfu-ar^qffiz(ilSpT)s!-dg{d
	'qlqlel^{q q}afr-aoTffi otfl;i engq3rTtPTwkd*id^qPqrdoITerT q,tqfr qtwifrergi
	afrfu-qt.frB-r\ET;rE3Tr,fu-gu-cger frdTifuqerqr3ilileqtoTrqT{&-{
	or{qgqf{cTWf3Tlsrqr\orfrqql
	frqT^rr-qlt {s^?Ft-{qGrnfumro-r en.4{qgqfr-d-qeTqTgrnfiv+E}TI-ft
	qfrqicTulrren-f,r'l
	11\nct^q6g{elftofr-Btfu
	fr--d-qtlrsgdrf,{urfttl_sil fu-qr^qrqr "^{:-dfrmifrqerd dxrrrrr}
	TEg, {frqr^qfioilqfucsdr$.ddI^qilfr
	{rl^qmwr{^ts-f,{drfrse{i^q-{gf,

¶26

DATE	DESCRIPTION OF THE ORDER rdrqd^qrEqqr)rrq-q {flqTd^qfi.F) .Tfrg61nd-og-aur.ft * Igwrs-<rtt qFrfi=qBEkI+IarqTc1qdrmq1ffi{ ot@@@s.	REMARK
	tent?01L6-rqst-S.+rz'fr qffinGrFr-derywftutI
	12.fiso-r^qoi'fu^z16t{a^q-6-{ur tftilc]-q3]]ifu+ro\erfrR-oenler6-r sre^3iltYTqrfuddif{+-o't^eremr oqt6qoilttt^qfilqrFrf,^qh{crd qrtwrqreTEiqriH-frten,dq 3il-ifufrrdfu^q6GTrqe{f,^pnfuoR E-6^qRf,orTirTtso,dftBd^q.fu q-6-{dtrzF-{frpftdtGrTarTqrftf,Eti fuqTo.c+sfudr+doTE{oTQETGil-+PT qftqfrfufrgqdftffi{amrq{qEqi ftqro.r]+sfrq{TAsr-{itr*rq^qlsd o-rfto{aril.fu-€oriuirrigvfuq^?F-r
	seqerfuoQTqo.-{dgq e-<rlfr3rril{ur q-f,c6-{ft,fuEs1.irr+wfrqemmd
	{aarTa T{rq wgd^.F-{iqdrFTrl08
	ril-6dft-f,qenrgnfu$.rifr--flq
	er*Ir3rrileqfrTflr.tdGTIITN o-l
	31ft5er<o-<,^q-sgdfuqTTqror-rd-dq
	ffifIgMr"rc)^qd{r+TrfrB^q €rrffifr.qtr
	13.^q'efE[5q3il-]ft-frr6RI^q-{gd
	fr--"rqerrll3lrnfi^3rTqT{S-q trq a\|

¶30

DATE	DESCRIPTIONOFTHE ORDER	REMARK
	ftwdfu-q^qrortr t+rclfrs-6vrdgv fu3rrift-+ldamwgdTrr.qg@ F-qtorTtqTfuno.fi.12.2023r\ssq srsoI{urwensTlR-doi{^qr< orqqondfuor-frtctulor<no^gq.q. entX"t^q)swgi^qTifr'qTSt{d qrfft ilEr5lrR!-{Edvfl"q3mD-o,tfta fuTiR-do-Ggr^gstrrrwfurwot uifrtr q-RoTrq(ddgq3Tmsrrxfr frqruiili^qqrfu-qr^qrd t
	(vm q-n) ffi-{orffi S.+tx.3.q.qgqE-ffirl.ld

Smt Aasha Patel Daughter of Jamunaprasad Patel v. Kotak Mahindra Bank Limited

A compact analysis

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