Mrs. Narinder Kaur, Term Loan Agreement, Supplementary Agreement, Form of Guarantee for Advances and Credits generally Supplementary Agreement and Letter of Interest Variation all dated 14.09.2017, which are Annexures A7 to A9, A11 & A12 to this OA; Guarantor’s Consent Letter dated 11.07.2017, which is Annexure A10 to this OA; Recall Notice by Bank dated 11.03.2020, which is Annexure A13 to this OA; Supplementary Report by Advocate on the Title dated 16.01.2021, which is Annexure A14 to this OA; Valuation Report dated 30.03.2021 along with translation, which are Annexures A15 & A-15/T to this OA; Notice u/s 13(2) of SARFAESI Act, 2002 dated 24.06.2021, which is Annexure A16 to this OA; Possession Notice dated 19.10.2021, which is Annexure A17 to this OA; Notice of Recall of Bank’s Dues by Bank dated 05.01.2023, which is Annexure A18 to this OA and Statement of account, which is Annexure A19 to this OA. 5. The loan account became irregular and was classified as NPA and after adjusting debit and credit entries in loan account there was a debit of Rs.30,37,828.81p, which is recoverable and the defendants were served recall notices but they did not repay the outstanding amount, therefore, the applicant bank requested to accept the application and to issue Recovery Certificate accordingly. 6. The defendants were served notices to appear before this Tribunal but no one appeared on behalf of defendants and they were proceeded ex-parte on 21.02.2024. 7. In support of the OA, affidavit of Mrs. Nikita Aggarwal, Chief Manager, Central Bank of India h as been filed. 8. Heard ex-parte arguments and perused record. 9. It was argued by learned proxy counsel that in view of the documentary evidence brought on record which had gone unrebutted, the applicant bank had proved its case. From the perusal of all the Annexures A1 to A19 to this OA, it is proved that the defendants
