Documents executed:- D.P. notes, Composite document (L-516), Letter of declaration and assurance (L-515), Letter of declaration, undertaking and authority, Undertaking and Format for MCLR agreement all dated 31.03.2018, which are Annexures A3, A4 and A6 to A10 to this OA; D.P. notes, Composite document (L-516), Letter of declaration and assurance (L-515), Letter of declaration, undertaking and authority, Letter of undertaking, Repo based lending rate agreement, Undertaking for CGTMSE coverage of loan and annual guarantee, Unconditional and irrevocable undertaking for COVID Emergency Support Scheme and Installment letter all dated 27.05.2020, which are Annexures A13, A14 and A16 to A23 to this OA; D.P. note dated 20.07.2020, which are Annexures A26 to this OA; D.P. notes, Bearer letters, Composite documents (L-516), Letters of declaration and assurance (L-515), Letters of declaration/undertaking and authority, Installment letters, Repo based lending rate agreements and Agreement of funded interest term loan all dated 06.07.2021, which are Annexures A29, A30, A32 to A44 to this OA; Statements of accounts with certificates, which are Annexures A45 to A48 to this OA; Acknowledgment of debts and securities dated 20.07.2020, which is Annexure A49 to this OA and Legal notice dated 01.10.2022 along with postal receipts, which are Annexures A50 to A53 to this OA. 5. The loan accounts became irregular and were classified as NPA and after adjusting debit and credit entries in loan accounts there was a debit of Rs.80,90,620.00, which is recoverable and the defendants were served recall notices but they did not repay the outstanding amount, therefore, the applicant bank requested to accept the application and to issue Recovery Certificate accordingly.
