Mrs Nilima Murgesh v. Union Bank of India

DRT17 Jan 2023SA/557/2022

A compact analysis

This page shows the compact analysis of this judgement. The full analysis — procedural history, issue-by-issue holdings with ratio and obiter, advocates, and paragraph-level evidence for every claim — is being added to the record in batches and will appear here when this judgement has been through it.

, CONTD. ORDER.SHEET

PAGE No

CASE No

DATE	DESCRIPTION OF THE ORDER	REMARK
	r{ttg.557/2022
17.01.2 t23	oTrnkorceTdftqfrilfuq^3i-5qq ofi-{ffirsqfurot str{qrfr t-6dfuqEfrEift^fttrn orkntrrsqfurdI sm-.drfroqrorGgffi6 qer-oxoq4i$suRror6tt 1. sq-q^qsito)^gs}rs{urof^qrq?rf,rqt \d^{frFiqeilqronilfiQ4o/22 rR}EqI^rrtnl q-6-rut?D't3i-s-d6-{fuqrrqTI 2. erqefiik6lfrfufi5fuFqF-d-fl) dam^{qEqrr{ulolfuo-rur6 sqqftqi6} 28.06.22d^{qr.rqf,+,3Tfuu-eqqqTo</sup>ffi tfrgs fuar^{q-srffifr-drfl5tanTclkd} ort}toi-.10.12.201so<sup>erqrwfrtnqri fu^{rqofo-qrqqrB t} 3. strt-qrfrceTo1eintu-qofrtt^.r} q-qrqdqlwqtcnft-fislrqfum^q{Bfu X{^tfrs^{oTdfuord qfrd srrgs.q.} 7s/2021^(uftqfu)rqoof^{T$ tfrfusol} ftrro.-{ur^gselfum-rurdamclRd^sTrtcl ftqio'rs.oz.zoztd^{irgrmftr+r uro-tu-ga} s-6-rurcrqBefi-d^qmidsrprfrX"rdv^w ft{wfuqr^.rqrttFI^q-qoIiqfuordanr e-qf,^q6u-un-*rrt-sgfficrdfudrdt^qIEd B^{qdot-qBqrfuf,}fiB,Sfi^oilErNcr{g q-6'{qofqrg+dlo)sTre}fudfo-qrrqrBt 4. orr+E-6orB{ffirdamrqafuie ercroTrifid^qnqqtoTrcfum^.r$Bfu fuen^q-srffifd-drggidarrcrRd^olrtcr fu{lo16.012.1svoqftq^sTrtclB^gs{s ontkoro\gsoTrtYrdfqsq^ttqr$eR frqiozs.os.zozzd^genw+fu{s-dcfri vfre-drqrfo ssdeRIs-qd^q-6{ur,gq..

¶5

CONTD. ORDER.SHEET

¶6

PAGE No

Mrs Nilima Murgesh versus Union Bank of India — DRT (2023) — LawSathi Research

¶8

DATE	DESCRIPTION OF THE ORDER 7s/2021ftqt6rsoz.zo21oiF-rwocftqr TrqIBI 5. {fl-6l^q6fi^orF-6erTtfufudr E-srffifr-dlsgidsqeTV6grffimfin orif,fifiu-qofu-qrrrqrut6q1-$.04.22 qnft-{Fo-rfrqrrrqr fu-rqmfiqE.rr. BEr qrqrcFrdqqerqrfuor6ffi215s/22 e-Ef, qffGdfuri68.06.2022snF-{wordgv gserfuowrdrrqeToTrtclfr{io$.12.201s o)wr+oEr01tfuq-dtg+fitiig sdrdrfr^.r$tfcarMRIwe-qdq-6w6'r sqqfrqrdot-flvqgiqrtfr.qqmioT a-drgr^rrqrt 6.^qeftffio tfufudrE-srffi G-dTfrgiErgr crR-dont{rffi-6ro.rz.zorso} gflsTrdfuordcfrdamvs.q.zslzozrd fltaqfrorEq-sq++Gcrqo.rffidl HTgIHTeI oTretfudfuqr^rrqrefit 7.gseft-o-sqdXdC-6rSqorffi FRT^q-RdontcTftci-o$.07.21o1 cfr orffiq^qrsqdertfusolcrs-dYo--{?Rt^qrqT srortfuworB6-iurdamXdttgq sTdkordcfr01oirtrgofrrn.rn orra-qq^qqoedtofqreino-rtgqu-aa: ontcrsfr^qiBo.rrrterftroftqr.rqrtfu e-qf,\rfl.q.fiqfusrBdB^gsUqslsw^,fr ffi d.qr$ttr^gSfrqoftdsrpr oTrnkordcfrEr*re-qdftrt^.rnq-fi'ruro'l ftEwo-rftqrrqrsis-m-t-qrfrd-o.o)fqfu dergqaGTrtofo-rffio-GofErfTdrfr 'r$ t B.oTtnkordaxru-qoftdTi^q-fi{ur imapqc-$ttfusnlk6.rdcfrdam gserfu+-wrdentvrfu{io.ts.o7.zio) qmftqolffiq sIerql HETII	REMARK

¶12

DATE	DESCRIPTIONOFTHE OROER qFfler-qtg+ftA.rie)a-cqE3r5qH F-+.rdr^qrlqrfu^geufuo-wil+^gs.q. 7s/21IcIRd^oTrtcrfrqio.^{ts.oz.zreifrq}d To.Ttt e. sfl-ikorsdis-frzqvq+anot vl^+ll-lCl^ql\ tfusHq{dRdfrsqivs.q. 7s/21[qm"ft^qhdErn^e-Edof'rg^* ffi orfuTsqtr+^q3ifuar<rsrffi fr-drsg3aMcrRd^oTrt{rk{io'^to.tz.ts01 cilrifudfu-qr^{rrqran orqidr1d}fr^oTlnkol gslr[tTltqar.rRT€lsfr,ft,E3Tr}kfi-Io-r qrflftffiEttzsrqorq^qt3ftTrRdl-€tt ilq^q6qrrTqrlrnfufufl^sKo-nqw5@ E!ft^qfuiW^{erBotq$ qqqTsowl} u-gafu-+r^rrflefifus^{qrs6l-qurfrssq} e-fr'rq^?D.Ift-rr4{q^geufu6-wdem^frrqr qrgortdu-€eiwtenlkor^tftvs q-6{urofqEFDnqrfi^qrhfr3ik3liqfu6.r oTctcfr6^qffitdfff, d<rqr^o-q rfrBce^Eil-tr11fr.ft.fr.d^ur+mgsn fukddldrBfusi^qscrqtTrfrdt^fu"o-t$ rftqrqroqfrrfrttsrq^qIfuqrqoo.r foqn'TT€tofumf^{e-fl&rf,,ffqsrse,} frfufifrsqtsSrod^ereft{5o-flr^o-ii qrdB-€lqerortidfi-s qrts^qerontd fi-sffifuq-q^q0orqd^qfi{qrs{fr ot$srno-{ttfrtfr{ffi^qrsi^,frVd qrqTerrttc-gerf,'dt{src-f,:tq-qrqwEY't Es^{qffQnofqrort qfreT'I6-qqFITqrf,t} tfu^oTdkord^gfl.q.rc/zt^doTrnq-r+t qSB\tisS Eq+e-.rERofqqr+n-qxt T6vSe-od <rffi^q-6e?DwTu-qofu-wt fusro dfff,ss-d^qftErqrfie-6{ur
	s-qdfu-qr^qqrqTftffi,rTt+tro{tr{q. orFo-q'rdoTrictfrtiors.oz.zoztd^qtqq

DATE

DESCRIPTIONOFTHE OROER
qFfler-qtg+ftA.rie)a-cqE3r5qH
F-+.rdr^qrlqrfu^geufuo-wil+^gs.q.
7s/21IcIRd^oTrtcrfrqio.^{ts.oz.zreifrq}d
To.Ttt
e.
sfl-ikorsdis-frzqvq+anot
vl^+ll-lCl^ql\ tfusHq{dRdfrsqivs.q.
7s/21[qm"ft^qhdErn^e-Edof'rg^*
ffi
orfuTsqtr+^q3ifuar<rsrffi
fr-drsg3aMcrRd^oTrt{rk{io'^to.tz.ts01
cilrifudfu-qr^{rrqran orqidr1d}fr^oTlnkol
gslr[tTltqar.rRT€lsfr,ft,E3Tr}kfi-Io-r
qrflftffiEttzsrqorq^qt3ftTrRdl-€tt
ilq^q6qrrTqrlrnfufufl^sKo-nqw5@
E!ft^qfuiW^{erBotq$ qqqTsowl}
u-gafu-+r^rrflefifus^{qrs6l-qurfrssq}
e-fr'rq^?D.Ift-rr4{q^geufu6-wdem^frrqr
qrgortdu-€eiwtenlkor^tftvs
q-6{urofqEFDnqrfi^qrhfr3ik3liqfu6.r
oTctcfr6^qffitdfff, d<rqr^o-q
rfrBce^Eil-tr11fr.ft.fr.d^ur+mgsn
fukddldrBfusi^qscrqtTrfrdt^fu"o-t$
rftqrqroqfrrfrttsrq^qIfuqrqoo.r
foqn'TT€tofumf^{e-fl&rf,,ffqsrse,}
frfufifrsqtsSrod^ereft{5o-flr^o-ii
qrdB-€lqerortidfi-s qrts^qerontd
fi-sffifuq-q^q0orqd^qfi{qrs{fr
ot$srno-{ttfrtfr{ffi^qrsi^,frVd
qrqTerrttc-gerf,'dt{src-f,:tq-qrqwEY't
Es^{qffQnofqrort qfreT'I6-qqFITqrf,t}
tfu^oTdkord^gfl.q.rc/zt^doTrnq-r+t
qSB\tisS Eq+e-.rERofqqr+n-qxt
T6vSe-od <rffi^q-6e?DwTu-qofu-wt
fusro dfff,ss-d^qftErqrfie-6{ur

s-qdfu-qr^qqrqTftffi,rTt+tro{tr{q.
orFo-q'rdoTrictfrtiors.oz.zoztd^qtqq

¶17

DATE REUARK DESCRIPTPNOFTHEORDER tfu+r^qrgo-rBn-e oTrifumldorEfiffir o-rq6ildffi+.qr&Bfugs 3lrifuo,rdemrgafu-orr1qrq6gtDwr fu-Sft-qffiitoTE5-Ro{erqrsK6.l-{qqt eilElrftdtt
'10. tu qan-o3nlk6-rce{o-r3rqq6ild $fl3nlk6IdENrserrf,:fudr susrffift-drs$dsqervog{ffi6-{ r6-{urc-qd fuqrrrqrfuflqrft{I-6. 18.04.2022s6ioTrtcr vrR-ogentrf,rrqrf,EH onlkoriqqffqE.T.BErqrnnrqdqqs :r1i^{6-qifi31sa/22e-gdfu-flrrirr} fuflqr^qr{ftqs@qrqTdqdemqrRo eTrt$t{do.8.06.22dergvnsssnifuor oiVseTkmrqdc-6-rqu-goorio1 sdrdrfrGr {swsflq-dorc-dtfu fuarsusTffi,fr-drsg{drmgqffifiT oTri-fift{wo-{idfu$-€c-Ed+t.rg qrfuortsriqfuoro)oi$En-dfrD-o orkoricrqTSdqrortqqfrq6serB fu^qmftqtrT.E1t1crR-dsnicrfu-6 13.06.22ofdfu-olztlqeM o1^rrgB fuoTrlkorqftwnc-ilEn+tBfuq-dq sTrtcrfurio$.12z01sorelrfiorqfrrfisTrtcr dg-+Ailr^qrE-frBdqsrrtffiv€d crqETr+d3ltrrfdftfuosq-qRo1EriTdr v,ftI
11.gsrsdTdrdcHdenlkoriqq olBo-turdvqerq6ctFwrl-+gofu-+r.rw t,fugs-ds-fiqcrazr^q6$fo^q-qfiqsn BEr^qrqrtrqgrurHrrqftqrdft-gwId o.I$orftrdftqr^.rqr*cfrtSo-IgfrqTUft +t^.r$Bfuftrf,qdcrc o)3l-riqro-rigq onlkoro-ru-6rurg+rurn

DATE
REUARK
DESCRIPTPNOFTHEORDER
tfu+r^qrgo-rBn-e oTrifumldorEfiffir
o-rq6ildffi+.qr&Bfugs
3lrifuo,rdemrgafu-orr1qrq6gtDwr
fu-Sft-qffiitoTE5-Ro{erqrsK6.l-{qqt
eilElrftdtt

'10.
tu
qan-o3nlk6-rce{o-r3rqq6ild
$fl3nlk6IdENrserrf,:fudr
susrffift-drs$dsqervog{ffi6-{
r6-{urc-qd fuqrrrqrfuflqrft{I-6.
18.04.2022s6ioTrtcr vrR-ogentrf,rrqrf,EH
onlkoriqqffqE.T.BErqrnnrqdqqs
:r1i*^{6-qifi31sa/22e-gdfu-flrrirr}
fuflqr^qr{ftqs@qrqTdqdemqrRo
eTrt$t{do.8.06.22dergvnsssnifuor
oiVseTkmrqdc-6-rqu-goorio1
sdrdrfrGr {swsflq-dorc-dtfu
fuarsusTffi,fr-drsg{drmgqffifiT
oTri-fift{wo-{idfu$-€c-Ed+t.rg
qrfuortsriqfuoro)oi$En-dfrD-o
orkoricrqTSdqrortqqfrq6serB
fu^qmftqtrT.E1t1crR-dsnicrfu-6
13.06.22ofdfu-olztlqeM
o1^rrgB
fuoTrlkorqftwnc-ilEn+tBfuq-dq
sTrtcrfurio$.12z01sorelrfiorqfrrfisTrtcr
dg-+Ailr^qrE-frBdqsrrtffiv€d
crqETr+d3ltrrfdftfuosq-qRo1EriTdr
v*,ftI

11.gsrsdTdrdcHdenlkoriqq
olBo-turdvqerq6ctFwrl-+gofu-+r.rw
t,fugs-ds-fiqcrazr^q6$fo^q-qfiqsn
BEr^qrqrtrqgrurHrrqftqrdft-gwId
o.I$orftrdftqr^.rqr*cfrtSo-IgfrqTUft
+t^.r$Bfuftrf,qdcrc o)3l-riqro-rigq
onlkoro-ru-6rurg+rurn

¶21

DATE	DESCRIPTIONOFTHE ORDER	REMARK
	qr{JTTsrFrrqtFBfoeq3Tr4fu6-ril{Te-qd e-6'rqsqqfrqrd^3t(tqr{ftgqT'Is\s^qt Eqr^{qrsfi-drB I} 12.dwEtfu^3lrifuo.rTdd^ft-{rqf, fuor<-srffifudrswEnr^{cIR-d olrtcr} of^qer-on+ftTfrtd^{qqenikord qfri} ssdilTe-Ede-6-rurft-{wd^qriol qq-+erv-fi^q"fidfuqrdq^{3i-5qFfts-rmr} urlrs6Xdn^qqe-s-rqr\ld^frrqrrqr d.naefr^oTq-fiTS^{o)qn-orftA +'fr} .toio31fifooro<sup>gdrqoo.tol^75/21iIiI sncnirTtfr^ror{rfr{^{sTrqkori fudl} s-srffifufltgid^{qqsno-qqfic-qd} fuqr,^qtr+qu.q.d^{sqet qrfuoru-qo+1,} d^gccRRerfrdit^trn-d+drt^fugs Glr'dko.rdIoTrt{rfuf6to.tz.zo1g^tDIEl=I oTsl^q6-dtraB,fug^erikoti^gs orBo.-rurdsqaoTcicftSsrer^gowr rqooriBgBcR€rdl-fr^g{eilt3rq 3r.uE6fr"iet^q€ltrwlu-qofuu'r+rt a-ui-s-gMerdfu€rdtft^qrBdt^qPl fr^er-dfuerD-dfit^t 13.^{gcqq4qRRerfr"ii}w^fr-qx6-{id c{qnftdorM Bfu^eriR-oram c-qf,T6s-6-ror^orqfuqrBdt^dorq'rgs tqgB+-cTolarta^trmrrS.fr.fr.d^srqtTrfr tfi^qffidElidonqWds^qrSt^qrt dtq^q-€ttt 14.^{rDcrFrcqsnnk4tI}rm^u-qooioR't oTr'{fi1240/22frqkno+.oz.zzftw<^fuqr qrorttqrprfrsnnkrrdMe-qd{d oTrifi^qrrfi(1)^{qtsffi g{d2oo2} t-e-gMeTA gi^qri.-q Rrqrf,tsFfddid^orq c*itgfrKrwfrEw

¶25

DATE	DESCRIPTION OF THE ORDER	REiIARK
	fu-qrqmBtsrqfiffif,orqglft3r-dRq ftr!^.rq"^wdE u-i^i'd, rEIitFrwmwidr 15. qboldhoTgt{Ig-trd grrwrrrur dswEiqrt.qq.fi';^-r; <br>wEiTqrsrftffifu-qr.*,; ontcrft-rioe.01.23dqBqq; ; ; ffi s-rr+oreqrwofqrftt.r 1rr< vtlqcet3lqil3lqflsrqqqT6q 6ttI
	qRqrqeddr s-swrorftderrntgtftirrqrqrlt Frqftsrs^qldt ffi-{^qfuorfr. S.sm.O.q.c.WE-ffisrrd

Mrs Nilima Murgesh v. Union Bank of India

A compact analysis

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