with 31.10.2022, despite which applicants did not cause any payment, their account came to be declared as NPA on 08.11.2022 and demand notice came to be issued which has been duly served on all applicants. It is also submitted that applicant had issued a letter raising objections to the demand notice which has also been duly replied, thus complying with the requirements of Sec.13 (3A). As applicants continued their default even after acknowledging the demand notice and replied their objections, the impugned possession notice was issued as against which the present SA has been filed. Ld.Counsel submits that impugned possession notice has been served on all applicants, duly affixed and also published in leading newspapers on 30.01.2023 instance, thus complying with all the formalities as required under law and hence submits that there are no infirmities in the procedure adopted by the respondent while issuing the impugned possession notice. Ld.Counsel further submitted that applicants themselves had admitted that they are continuing their default and that they have not caused any payments even after approaching this Tribunal. Submitting so, Ld.Counsel prayed for appropriate orders.