It is further submitted that on default in repayment, the account of the applicant was declared as NPA on 27.11.2015. Subsequently demand notice u/s 13(2) dated 13.01.2016 was issued. Further possession notice dated 04.10.2016 u/s 13(4) of the SARFAESI Act was issued. In the meantime, the applicant approached the bank and requested for time for repayment of dues of the bank and in token deposited Rs.10,0001-. The respondent bank agreed to the request of applicant and recalled the notices issued under SARFAESI Act and also intimated to the applicant but the applicant didn't clear the dues of the bank, therefore, respondent bank issued fresh demand notice u/s 13(2) dated 04.04.2019 which was received by the applicant as annexed with her petition as annexure 2. Subsequently, possession notice dated 01.03.2021 u/s 13(4) of the SARFAESI Act was issued and the same was received by the applicant as admitted in paragraph no. xiv at page 6 of SA. Thereafter, respondent bank issued auction sale notice dated 15.06.2021 fixing the date of auction on 30.07.2021 of the secured asset and on 30.07.2021, the property has been auction sold to successful bidder Mr. Akshay Kumar, S/o Sri Gena Sinha for Rs.17,45,0001- which was deposited by the auction purchaser in time. Accordingly, Sale Certificate has been issued in favour of the auction purchaser.
