Mukesh Kandya v. Aditya Birla Housing Finance Limited

DRT8 Jun 2023SA/132/2023

A compact analysis

This page shows the compact analysis of this judgement. The full analysis — procedural history, issue-by-issue holdings with ratio and obiter, advocates, and paragraph-level evidence for every claim — is being added to the record in batches and will appear here when this judgement has been through it.

CONTD. ORDER.SHEET

PAGE No,

CASE No

DATE DESCRIPTIONOFTHEOROER ..132/2023
08.06.20 oTrn{rceTo1oT}iteftffi\r€'fiq-6rrt elfu+mrt s-tr-{qrft^qeTdfuqafr^qfu-or€csf erBq-qnrt 1.srIrr^qeTo1oif,Rqri{irFurilfiorr{ 1723/2023ft{io 24.04.2023,3{dRq{errl;T 3nilfiefi.y.nzz/2023Vqfuaqeffir3rti{q fttiozo.os.zo23^qtgtr^.r+rtt 2. enn<-o.^qeToffrtfiksiooz.oz.zoza rrr{T17(r)st+mvqd2oo2dffoc-{gd frriTnaaennr<d^qraqt^eilE.r.q[d{r fu{m02.12.2022o)^GIqrfiIftd^qri+t sErrril^qre.rgtI^qrfuoro1 oF-sor+t sqqfffldfrsqdoerqo-igrdsqr ot .r$Bme-qdTf,enieqsrq€qrd3i<q tr3.olril{fiqaofctrrtu-qoft,n'rd oidRq{iTilq-rslrilq-{d^qrsqqfi^erwzF-fqei .itragrrcrftdoIrTftqifitt.oa.zozgo) orre\ft-dfrrn^qritg^qsq-d-{olir{ciltr-{^qrrr Tqrt,^qrprIertqlotftqrfi^TerFrf,Td qritgeioRqsuiror ,fi erfr.r$tt 4.^-3rri(osH^gntYarfit^k+rr 26.04.2023o)u-Eoftd^{.rnfuoqerqr3Tiffi{} d^qBqqtXa nor"r^u-qoori^ngvfow o\e+qrfttt^qrior^{er5tufrrqrrrqrB t} 5. sarrd:f{dqffqrolrififtq1-5^zo.os. 20236tfurrf,{"r^fu-qrqrr-urt^I 6.^{qqfroTrnq-rqsgrtl}1a^rowit enBq-sWtmt frqffioz.tz.zozzd^3lTeifuaftti wifuu-qd ^{qtD{uTlsrqfrqI+ or-flf{r} oTfufi?r-cfo-qr^rrqr,tuE ^vorqrfrqHFRr trqd fr,i^c-qrqd^qtqqt^{oTrcfuedf,{r$} ,r{o1 dqoqqfu^qrfr{io'oz:zzozzd enllq-eWq-qr o1T{qr+Iftolffi^qn'r$, tuE 315f6qvai^{qrqraqS qqelrlrkr6el=I} oGgv qrEro.ru-qdof'ri tuB-+

DATE
DESCRIPTIONOFTHEOROER
..132/2023

08.06.20
oTrn{rceTo1oT}iteftffi\r€'fiq-6rrt
elfu+mrt
s-tr-{qrft^qeTdfuqafr^qfu-or€csf
erBq-qnrt
1.srIrr^qeTo1oif,Rqri{irFurilfiorr{
1723/2023ft{io
24.04.2023,3{dRq{errl;T
3nilfiefi.y.nzz/2023Vqfuaqeffir3rti{q
fttiozo.os.zo23^qtgtr^.r+rtt
2.
enn<-o.^qeToffrtfiksiooz.oz.zoza
rrr{T17(r)st+mvqd2oo2dffoc-{gd
frriTnaaennr<d^qraqt^eilE.r.q[d{r
fu{m02.12.2022o)^GIqrfiIftd^qri+t
sErrril^qre.rgtI^qrfuoro1 oF-sor+t
sqqfffldfrsqdoerqo-igrdsqr ot
.r$Bme-qdTf,enieqsrq€qrd3i<q
tr3.olril{fiqaofctrrtu-qoft,n'rd
oidRq{iTilq-rslrilq-{d^qrsqqfi^erwzF-fqei
.itragrrcrftdoIrTftqifitt.oa.zozgo)
orre\ft-dfrrn^qritg^qsq-d-{olir{ciltr-{^qrrr
Tqrt,^qrprIertqlotftqrfi^TerFrf,Td
qritgeioRqsuiror ,fi erfr.r$tt
4.^-3rri(osH^gntYarfit^k+rr
26.04.2023o)u-Eoftd^{.rnfuoqerqr3Tiffi{}
d^qBqqtXa nor"r^u-qoori^ngvfow
o\e+qrfttt^qrior^{er5tufrrqrrrqrB t}
5.
sarrd:f{dqffqrolrififtq1-5^zo.os.
20236tfurrf,{"r^fu-qrqrr-urt^I
6.^{qqfroTrnq-rqsgrtl}1a^rowit
enBq-sWtmt frqffioz.tz.zozzd^3lTeifuaftti
wifuu-qd ^{qtD{uTlsrqfrqI+ or-flf{r}
oTfufi?r-cfo-qr^rrqr,tuE ^vorqrfrqHFRr
trqd fr,i^c-qrqd^qtqqt^{oTrcfuedf,{r$}
,r{o1 dqoqqfu^qrfr{io'oz:zzozzd
enllq-eWq-qr o1T{qr+Iftolffi^qn'r$,
tuE 315f6qvai^{qrqraqS qqelrlrkr6el=I}
oGgv
qrEro.ru-qdof'ri
tuB-+

¶5

REMARK

Mukesh Kandya versus Aditya Birla Housing Finance Limited — DRT (2023) — LawSathi Research

Mukesh Kandya v. Aditya Birla Housing Finance Limited

DRT8 Jun 2023SA/132/2023

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A compact analysis

CONTD. ORDER.SHEET

PAGE No,

CASE No

DATE DESCRIPTIONOFTHEOROER ..132/2023
08.06.20 oTrn{rceTo1oT}iteftffi\r€'fiq-6rrt elfu+mrt s-tr-{qrft^qeTdfuqafr^qfu-or€csf erBq-qnrt 1.srIrr^qeTo1oif,Rqri{irFurilfiorr{ 1723/2023ft{io 24.04.2023,3{dRq{errl;T 3nilfiefi.y.nzz/2023Vqfuaqeffir3rti{q fttiozo.os.zo23^qtgtr^.r+rtt 2. enn<-o.^qeToffrtfiksiooz.oz.zoza rrr{T17(r)st+mvqd2oo2dffoc-{gd frriTnaaennr<d^qraqt^eilE.r.q[d{r fu{m02.12.2022o)^GIqrfiIftd^qri+t sErrril^qre.rgtI^qrfuoro1 oF-sor+t sqqfffldfrsqdoerqo-igrdsqr ot .r$Bme-qdTf,enieqsrq€qrd3i<q tr3.olril{fiqaofctrrtu-qoft,n'rd oidRq{iTilq-rslrilq-{d^qrsqqfi^erwzF-fqei .itragrrcrftdoIrTftqifitt.oa.zozgo) orre\ft-dfrrn^qritg^qsq-d-{olir{ciltr-{^qrrr Tqrt,^qrprIertqlotftqrfi^TerFrf,Td qritgeioRqsuiror ,fi erfr.r$tt 4.^-3rri(osH^gntYarfit^k+rr 26.04.2023o)u-Eoftd^{.rnfuoqerqr3Tiffi{} d^qBqqtXa nor"r^u-qoori^ngvfow o\e+qrfttt^qrior^{er5tufrrqrrrqrB t} 5. sarrd:f{dqffqrolrififtq1-5^zo.os. 20236tfurrf,{"r^fu-qrqrr-urt^I 6.^{qqfroTrnq-rqsgrtl}1a^rowit enBq-sWtmt frqffioz.tz.zozzd^3lTeifuaftti wifuu-qd ^{qtD{uTlsrqfrqI+ or-flf{r} oTfufi?r-cfo-qr^rrqr,tuE ^vorqrfrqHFRr trqd fr,i^c-qrqd^qtqqt^{oTrcfuedf,{r$} ,r{o1 dqoqqfu^qrfr{io'oz:zzozzd enllq-eWq-qr o1T{qr+Iftolffi^qn'r$, tuE 315f6qvai^{qrqraqS qqelrlrkr6el=I} oGgv qrEro.ru-qdof'ri tuB-+

DATE
DESCRIPTIONOFTHEOROER
..132/2023

¶5

REMARK

¶9

DATE DESCRIPTIONOFTHE OROER 21.12.2022^qisnBC-aq{A-{iOr5rq$Trt,S-6 frGTrcfuA.rgtfr6q'rrr14frs-fldfucrq trEofrrnTn^qowritftaqerqrfrrn^qri olot$oTrilfifiislrfrfuqr^rrqrt,rq oril{6ceTof3iTt^q6yer6 eililec^qqd fu-qr^qro-qfoaqerqrfrrn^qrioror-Jtqfuqr rrqrtI t. oTr'fq-6ceT01^q6efl=rrfrfiofonn<o ceTai^qrEinrrr^qrTsr{dHfu{i6t45fr{ efisrq€qTdoiEse-m-rururtrofuurrqrt, n-qelrfeoceT+t*t tu-rgou-o-wX"rdv wgror$fuffi{TiT^qrwoortt 8.frfuficrqETrcfde-fi.rvldtgI^qrqd tlltt17(1)qrs-S g{d2oo2doirrfoc-q-d di^qrde-o-tqoIwsq{f,sr<derJsc+dr t,,rc^sTRr5^q-qfqr3TfuF-qqdsrqETHorrotrd q€tddtqqH-qfnqmftqdrorva ;qr{IErqgrtlEtrsfit-6 f{t-d qrd snfi.G. oTRA.)i:qtrc/'taidfuf,ffqfu{i6e211 zozz\q^qr+ftqr(rs Bq^qr{tr('rqilTtdri gdftqftqrd fut-qqrolertrfwofl'sts{ gtrs{H+-o. sq..fr.gc.stzst,/zoratq)fuf, ffiqfu{r6os.oe.2o1eerq-deFftqtr e. serkT:^q6s-ffiqBofeirieo^qmi qqft{io07.02.2023o\aau-owru-qnfu-+, cq6F-ssr +i^qaEilswoffurqou-o-rr qqqfrqr+or-{it,q-qfueTrd<-o.vmi1a q-s{ordqtqqtoTrEq-sqaflfrilm'oz.rz. zozzdGTrslE-dfu-+r^g,dc?rqEqqr16 wetfufrtrflffi oz.tz.zozzoiendfro m^qrifuu-en-w+sft+qdoi<torBorur rqo rfr$nB,erqefi^q-f,{urfr+r6' rz w++fi2023d6u-qorrqrBcqr,dqR ft-ffqteo-rureEdodor6t$on"rwB, dfucrqei-qrfrriqriorGr-jirr,\rfio-nqm) Ecri-igqfu-qr^qrnsrBqan,dTSfu-qr TTqII	REMARK
10.TqEoTri<-scETi {dorffq-oot o.F-s-o-rs.+tl^qaerfufianfiFqTteffB-+ enBrcuq++r ffi zt:z:ozzdnwg{,

DATE
DESCRIPTIONOFTHE OROER
21.12.2022^qisnBC-aq{A-{iOr5rq$Trt,S-6
frGTrcfuA.rgtfr6q'rrr14frs-fldfucrq
trEofrrnTn^qowritftaqerqrfrrn^qri
olot$oTrilfifiislrfrfuqr^rrqrt,rq
oril{6ceTof3iTt^q6yer6 eililec^qqd
fu-qr^qro-qfoaqerqrfrrn^qrioror-Jtqfuqr
rrqrtI
t.
oTr'fq-6ceT01^q6efl=rrfrfiofonn<o
ceTai^qrEinrrr^qrTsr{dHfu{i6t45fr{
efisrq€qTdoiEse-m-rururtrofuurrqrt,
n-qelrfeoceT+t*t tu-rgou-o-wX"rdv
wgror$fuffi{TiT^qrwoortt
8.frfuficrqETrcfde-fi.rvldtgI^qrqd
tlltt17(1)qrs-S g{d2oo2doirrfoc-q-d
di^qrde-o-tqoIwsq{f,sr<derJsc+dr
t,,rc^sTRr5^q-qfqr3TfuF-qqdsrqETHorrotrd
q€tddtqqH-qfnqmftqdrorva
;qr{IErqgrtlEtrsfit-6 f{t-d qrd snfi.G.
oTRA.)i:qtrc/'taidfuf,ffqfu{i6e211
zozz\q^qr+ftqr(rs Bq^qr{tr('rqilTtdri
gdftqftqrd fut-qqrolertrfwofl'sts{
gtrs{H+-o. sq..fr.gc.stzst,/zoratq)fuf,
ffiqfu{r6os.oe.2o1eerq-deFftqtr
e.
serkT:^q6s-ffiqBofeirieo^qmi
qqft{io07.02.2023o\aau-owru-qnfu-+,
cq6F-ssr +i^qaEilswoffurqou-o-rr
qqqfrqr+or-{it,q-qfueTrd<-o.vmi1a
q-s{ordqtqqtoTrEq-sqaflfrilm'oz.rz.
zozzdGTrslE-dfu-+r^g,dc?rqEqqr16
wetfufrtrflffi
oz.tz.zozzoiendfro
m^qrifuu-en-w+sft+qdoi<torBorur
rqo rfr$nB,erqefi^q-f,{urfr+r6'
rz w++fi2023d6u-qorrqrBcqr,dqR
ft-ffqteo-rureEdodor6t$on"rwB,
dfucrqei-qrfrriqriorGr-jirr,\rfio-nqm)
Ecri-igqfu-qr^qrnsrBqan,dTSfu-qr
TTqII

REMARK

10.TqEoTri<-scETi {dorffq-oot
o.F-s-o-rs.+tl^qaerfufianfiFqTteffB-+
enBrcuq++r ffi
zt:z:ozzdnwg{,

¶20

DATE
DESCRIPTION OF THE ORDER
02.12.2022615T;rftqiqoz.tz.zo226)frd
rrqTan,fu-itqiq-firqr{dqrEqqtfr
etffi{o'q-d{r6ror-Jqnft-ordrqr}rn
t
rfrrgdsr6t{q-{rcrFo-aodqrd-{fufifl
dei<t crwi6-13rgqmF-o-rdrqrtntgs
il{6t tqr^qrq,dn-+o10.12.2022aq
firqd^grofrarr$,ff,fu<zt.tz.zozzd
qrfteRGrr'd-q-6qeio)GnDleq-di1ftr6
02.12.2022^qigrqdioroerr+oqqlurd
er,{rqitffi
q}.qr€tB'r
13.gc^qRR€TfutfrffoorqoBofsrE
6nq6Tsrcifu{mt+sfr+sS3r{{
orrtq-6cai^g-m-rorc-rddr&fu-qrr.qq-s
3lriEqfrs-o-{urwqqdhT"dot-{iior.rJo
oerFrfifu-qr^qqr,srerfrffiozo.os.zozso)
rqofuSrtifdqe+qreniectqeffion
fu-qr^rrqrot^q-m'{uru-qooriii,,fu*ou,
fudqgcnB,n-cftfuo-qrqtrttdq-6ryrdsq
rrTrl17(1)si,ifrv{d2oo2dffi
nrao
di^qrdc-o.-writi^qmsqqiqrorDffqq^"d
qtqETrcorr-off-dq-SEli,ilqenil{6ceToffr{
tu-*gofuoqemronnfi{ffo-R=r$rfu-qiqr
H-6-f,rI
14.srQ-trcRRermtdena-ecqaeffoil{
tu-Eof+aqerffoTrn{qqmsqrqcrfufuqq
ft-.nozo.os.zozsft{wfu-qrqrdrtI
15,oTtnq-6^qeTtrM s-qf,Tdq-6{srcfiqfu
qrEdt,XyrElswgi-qrisf,sc-&tr
qRurnguqeIrN6d-+erfiqrdErnqrR-d
entwtfri611.04.2023dfusqirr+oriviu{
onilfiysw3{r+cldfrs-qdsi#d3rirRq
q-gnrf,rtqqfudGnilfiGrF{Fff,dtqrdBr
i6.snil{fr^qeT6}T6EciTdrtfuwrq
frflof^qqfsrqrrdgqerqr.h-+qrerfiqTdd
onteTffi-or.oq.zozs-d3neifudmqritg
gqrh'^q?D-{uru-rgf,fu-fiqrs-o-f,rBt
't7.vmfrarufrdqrproltr(fi{eftrm
IF^3rilfiTs..132l
GilErNq{g-frwrqq
q-Ed
did
Br
zozscrqfuilfua
ft-rwfuqr^qror

REMARK

Mukesh Kandya v. Aditya Birla Housing Finance Limited

A compact analysis

Case details

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