evasive methods to postpone repayment, while 1st applicant is continuing his post graduate studies. Applicants are not true to their commitments since post graduate study involves huge expenditure which source is not explained by applicants and therefore did not approach this Tribunal with clean hands. Ld.Counsel submits that respondent bank has followed the procedure as warranted under law and although the account was declared as an NPA in December 2020, demand notice came to be issued only in November 2021 followed by impugned possession notice on 17.02.2022. Ld.Counsel submits that all the notices were duly served on applicants and possession notice is duly published in two newspapers and also affixed in a conspicuous place on the mortgaged property, thus complying with all the provisions of the act as warranted under law. Ld.Counsel submits that there are no infirmities on the part of respondent bank, while the borrowers are continuing their default even after approaching this Tribunal by not even complying the interim condition imposed by this Tribunal while seeking stay on SARFAESI actions by respondent bank, before this Tribunal. Submitting so, Ld.Counsel prayed for appropriate orders since there was no representation for applicants from the last 3 adjournments nor could they prove their bonafides by making any remittances to the credit of their loan account.