The Oriental Insurance Co. Ltd. v. Smt. Fulmani
Case brief
What is this about?
MAC No. 316 of 2022; High Court of Chhattisgarh at Bilaspur; 2026:CGHC:21391; NAFR; Justice Naresh Kumar Chandravanshi; Oriental Insurance Co. Ltd.; Section 30 Employee's Compensation Act 1923 appeal; dismissal at motion stage/admission; death during course of employment; arising out of employment; coronary artery disease; cardiac failure; brought dead; postmortem Ex-P/3; cleaner borewell truck KA/01/AB/6185; minimum wages Chhattisgarh Rs.4646 unskilled Rs.5088 skilled; monthly income Rs.8000 assessment; compensation Rs.7,13,960; penalty Rs.3,56,980; 12% interest; Commissioner Employees Compensation Act-cum-Labour Court Bastar Jagdalpur; Civil Case No.01/2015/EC Act/fatal; claim under Section 22; fatal accident 07.10.2012; claimants Fulmani, Suresh, Sunita; employer S.P. Saktiwale; advocate Raj Awasthi.
What did the court decide?
Though the postmortem report attributed the death to coronary artery disease, the facts themselves (chest pain followed by declaration of 'brought dead' at hospital) indicate cardiac failure; accordingly, the insurer's contention that the deceased did not die during the course of employment or that the cause of death was unconnected with his employment cannot be accepted.