Iffco Tokiyo General Insurance Company Limited v. Omprakash Sahu
Case brief
What is this about?
Motor accident claim — death of minor students aged 12–13 in tractor-trolley overturning; enhancement of compensation for death of child with no income; notional income Rs.30,000/- p.a. including future prospects; multiplier 15; Sarla Verma (2009) 6 SCC 121; Kishan Gopal v. Lala (2014) 1 SCC 244; Meena Devi v. Nunu Chand Mahto (2023) 1 SCC 204; breach of insurance policy — 72 passengers carried exceeding 20 permitted by Rule 97(7)(ii) Chhattisgarh Motor Vehicles Rules 1994 (mela/market/religious/marriage/ceremonial occasions; 7300 kg tractor-trailer); pay and recover doctrine; National Insurance v. Challa Bharathamma (2004) 8 SCC 517; Manuara Khatun (2017) 4 SCC 796; Amrit Paul Singh v. Tata AIG (2018) 7 SCC 558; Oriental Insurance v. Nanjappan AIR 2004 SC 1631; insurer exonerated but to pay first within 60 days and recover from driver-cum-owner; interest @ 9% per annum; MAC appeals, High Court of Chhattisgarh at Bilaspur; IFFCO Tokiyo General Insurance Company; Vedram Sahu (owner-cum-driver); accident dated 17.10.2015; Tribunal award dated 13.12.2017.