Shriram General Insurance Company Ltd. v. Yamini Patel
Case brief
What is this about?
Chhattisgarh High Court, Bilaspur; Parth Prateem Sahu, J.; order dated 13/08/2025; MAC No. 748 of 2025 (insurer's appeal under S.173 MV Act) and MAC No. 266 of 2025 (claimants' enhancement appeal) against common award dated 20.12.2024 in M.A.C.T. No. 117/2023, 2nd Additional MACT Balodabazar (death of Narsingh Prasad Patel, accident of 25.08.2023, tractor CG 13 AA 9207). Held: unproved police documents (Ex. A-04 to A-07) cannot displace FIR/chargesheet/oral evidence that the deceased was on foot; no breach of policy condition; 24-day delay in FIR not fatal (Ravi v. Badrinarayan, 2011 (4) SCC 693); Anil 2018 ACJ 729 distinguished; interest payable on future-prospects component (Oriental Insurance v. Niru @ Niharika, 2025 INSC 822); consortium of Rs. 40,000/- each to widow, two minor children and parents; Rs. 15,000/- loss of estate; 10% escalation on conventional heads (Pranay Sethi; Magma). Tribunal's award of Rs. 24,17,710/- with 9% p.a. interest maintained; both appeals dismissed.