Vinod Verma v. Rati Ram Vishwakarma
Case brief
What is this about?
Chhattisgarh HC, Bilaspur — MAC No. 371 of 2017, order dated 11/03/2025, single Bench of Smt. Justice Rajani Dubey. Claimant Vinod Verma's appeal under Section 173, Motor Vehicles Act, 1988 against award dated 07.12.2016 (Claim Case No.44/20123, Upper MACT Khairagarh) which awarded Rs.3,53,170/- against driver Rati Ram Vishwakarma and owner Keshav Prasad Janghel but exonerated Shriram General Insurance Company Limited. Court held the vehicle was duly insured with respondent No.3; per Manuara Khatun (2017) 4 SCC 796 and Shivawwa (2018) 5 SCC 762, liability was wrongly fixed on driver/owner; insurer made liable on pay and recover basis. Appellant had also cited Amrit Paul Singh, AIR 2018 SC 2662 (insurer's burden to prove intentional/reckless violation of policy terms). Keywords: pay and recover; insurer liability; effective permit; policy conditions violation; Section 173 MV Act.