Mahendra Kumar Sahu v. Sanat Kumar Sahu
Motor Vehicles Act, 1988 – Sections 163-A and 173 – Maintainability of no-fault claim
Case brief
What is this about?
Chhattisgarh High Court, MAC No. 105 of 2021, decided 19/08/2025 by Parth Prateem Sahu, J. Appeal under Section 173 of the Motor Vehicles Act, 1988 against the Tribunal's dismissal of a Section 163-A no-fault claim. Held: the deceased driving the insured motorcycle was not a third party in relation to that vehicle; the Liability Only Policy covered third-party risk only; no claim was made against the driver, owner or insurer of the other offending motorcycle (CG 08 AB 1883); the Section 163-A claim against the owner and insurer of the motorcycle driven by the deceased was not maintainable. Appeal dismissed. Keywords: Section 163-A, third party, Liability Only Policy, no fault liability, maintainability, rider of insured vehicle, motor accident compensation.
What did the court decide?
On perusal of the policy (Ex.D-1), the insurance company had not taken any separate premium or amount for the risk of any person other than the third party; motorcycle No. C.G.-07-LW-3379 was insured only for third-party risk.