Case No. 35 of 2014 (Parasnath Jha versus Branch Manager, The Oriental Insurance Company Limited and another) has passed the impugned award dated 26.9.2015 on an application filed by Respondent No.1 herein before the Court below under Section 22 sub-section (1) of the Legal Services Authorities Act, 1987 (for short 'the Act of 1987) for grant of compensation of Rs.5, 50,000/-. The contesting parties were not willing to compromise the matter, therefore, the Court below proceeded further and disposed of the matter on its merits vide impugned award. The Applicant/ Respondent No.1 was the owner of the vehicle No. CG-04DL-2480 and the same was insured with the Petitioner/ Non-applicant for the period 26.9.2012 till 25.9.2013. On 5.3.2013, the said vehicle met with a serious accident as it hit a tree. In the said accident, the driver of the vehicle and one another person died on the spot itself. The information regarding accident was reported to Non-applicant/ Petitioner and the Surveyor of the Insurance Company conducted inspection and submitted his report in which he has mentioned that at the time of accident as the deceased driver Saroj Rai was not having valid and effective driving license. On the basis of the said report as there is a breach of policy conditions, the Petitioner/ Non-applicant dismissed the claim filed by the Applicant/Respondent No.1. Thereafter, the Applicant/ Respondent No.1 had filed an application before the Permanent Lok Adalat (Public Utility Services), Bastar at Jagdalpur.
