National Insurance Company Ltd. v. Smt. Sulochana Mahata and Ors.
Motor Accident Claims – Pay and Recovery – Valid Driving Licence
Case brief
What is this about?
Calcutta High Court, F.M.A. 151 of 2024 (heard & judgment 20.06.2025), Ananya Bandyopadhyay, J. National Insurance Co. Ltd. (appellant) v. Smt. Sulochana Mahata & Ors. (respondents/claimants); challenge to MACT 3rd Court Paschim Medinipur award dated 09.10.2023 in MAC Case No. 381/2018 solely on pay-and-recovery grounds alleging driver (owner's son) lacked valid driving licence. Held: non-production of licence is not proof of non-possession; insurer ought to have proved non-possession through R.T.O.; issue never pleaded, evidenced or argued below (charge-sheet exhibit-1 showed no licence seizure at serial no. 11); Court declined to interfere; appeal disposed of. Claimants to receive Rs. 6,14,500/- plus 4% p.a. interest from filing till realisation via Registrar General, on identification proof, subject to ad valorem court fees, balance refunded to insurer. Keywords: pay and recover; driving licence; burden of proof; RTO evidence; MAC appeal.