by the Tribunal. The learned counsel submits that the Appellant / Insurer has never objected framing of the issues before the Tribunal and as such, this point cannot be raised for the first time in the appeal. Furthermore, the learned Member of the Tribunal has considered the entire evidence on record including the spot Panchanama Exhibit 57 and FIR Exhibit 56 and recorded the finding to the effect that the driver of the luxury bus was entirely responsible for the accident and deceased Meghraj had not contributed the negligence. The learned counsel submits that deceased Meghraj was driving his tempo from correct left side of the road. It was for the driver of the luxury bus, while overtaking the said tempo, to take due care and caution. However, it is part of record that the driver of the luxury bus without taking any cognizance of the vehicles coming from the opposite direction, tried to overtake the tempo and during that process after noticing that the vehicle is coming from opposite direction, suddenly took his vehicle towards left side and in that process given dash to the tempo, which was being driven from the correct left side of the road. The learned counsel submits that FIR Exhibit 56 and spot Panchanama Exhibit 57 fully corroborate the contentions raised by the Claimants. The learned Member of the