Oriental Insurance Co.Ltd v. Kanimeraka Chinna Rao
Case brief
What is this about?
Pay and recover; breach of insurance policy conditions; driver holding only LMV (Non-Transport) licence for transport vehicle; insurer directed to pay and recover from owner and driver; amputation of right lower limb; functional disability 80% (Ex.A.4); multiplier 13 for age 46–50 per Sarala Verma 2018 ACJ 2782; 25% future prospects per National Insurance Co. v. Pranay Sethi 2009 ACJ 1298; quantum heads Rs.25,000 + Rs.2,50,000 + Rs.50,000 + Rs.10,92,000 + Rs.83,000 = Rs.15,00,000; interest 12% p.a. till award and 6% p.a. thereafter (unchallenged successfully); negligence proved via FIR and charge sheet (Cr.No.54 of 2016, Salur PS); bicycle-lorry accident 24.03.2016, Salur; Oriental Insurance Co. v. Kanimeraka Chinna Rao; MACMA 369/2022, Andhra Pradesh High Court, Amaravati, Justice V. Sujatha, decided 09.02.2026.
What did the court decide?
No relief to the appellants; the Tribunal's award of Rs.15,00,000/- with interest stands undisturbed; appeal dismissed with no costs and pending miscellaneous applications, if any, closed.