responsible in equal proportion for the accident in question, but the tribunal illegally held that the accident was the result of sole rash and negligent driving of Bolero Jeep No. UP No.73 H 1156. He adds that the vehicle was insured by the appellant insurance company by issuing an Act Policy (Private Car), whereas admittedly it was being used as 'Taxi' on the date and time of the accident in breach of the terms and conditions of the insurance policy, but the tribunal failed to appreciate the same. So far as injury is concerned, the injury cannot be said to be grievous in nature, but the same is simple. Lastly, he adds that the claimant/injured who was travelling in Bolero Jeep insured by the appellant insurance company, could not be treated as third party, he being a passenger in the vehicle, therefore, appellant could not be made liable to make payment of compensation.